Orissa

Kendrapara

CC/68/2023

Propreitor, - Complainant(s)

Versus

Branch Manager, - Opp.Party(s)

Sri Jitendra Bal & Associates

27 Dec 2023

ORDER

OFFICE OF THE DISTRICT CONSUMER DISPUTES REDRESSAL COMMISSION,
KENDRAPARA, ODISHA
 
Complaint Case No. CC/68/2023
( Date of Filing : 22 May 2023 )
 
1. Propreitor,
OMM SAI TRADERS Anam Charan Mohanty S/o- Amiya Kumar Mohanty At-Kasoti Po-Pandira Dist-Kendrapara
Odisha
...........Complainant(s)
Versus
1. Branch Manager,
HDFC Bank Ltd. Kendrapara Branch At-Mahipal Po/Dist-Kendrapara
Odisha
2. HDFC Bank House
Senapati Bapat Marg, Lower parel-Mumbai-40013
............Opp.Party(s)
 
BEFORE: 
 HON'BLE MR. Pravat Kumar Padhi PRESIDENT
 HON'BLE MR. Bibekananda Das MEMBER
 
PRESENT:Sri Jitendra Bal & Associates, Advocate for the Complainant 1
 None, Advocate for the Opp. Party 1
Dated : 27 Dec 2023
Final Order / Judgement

MR. PRAVAT KUMAR PADHI, PRESIDENT:-

          Complainant has filed the C.C.Case No. 68/2023 U/s-35 of C.P.Act, 2019. Complainant holder of A/C No. 50200032965091 of Op was issued a Mosambi machine for debit and credit card transaction in the year 2018 vide T.I.D No. 98361343 and machine Sl. No. 27113309316102123353 and the said machine was out of order permanently in the year 2019 and there was no transaction. The Op charge a penalty for loan usages charges for 23 months amounting to Rs. 13,542.86 (Rs. 588.22 per month debited from the A/C of Complainant).

            Since the Mousambi machine was out of order and there has been no transaction, which was within the knowledge of Op, deducting charges for the period the machine was out of order amounts to unfair trade practice and deficiency in service as defined U/s-2(47), 2(11) of C.P.Act, 2019.

            Therefore we direct the Op to refund the amount with @10% P.A., which they have deducted from the A/C of complainant and we also impose cost of Rs. 1000/- for mental agony and Rs. 1000/- for cost of this litigation.

            With the aforesaid observation and direction the C.C.Case No. 68/2023 is allowed and according disposed off.

                              Issue extract of the order to the parties for compliance.   

          Pronounced in the open Commission, on this the 27th   day of December,2023.

                            I, agree.

                              Sd/-                                                     Sd/-

                         MEMBER                                           PRESIDENT

 
 
[HON'BLE MR. Pravat Kumar Padhi]
PRESIDENT
 
 
[HON'BLE MR. Bibekananda Das]
MEMBER
 

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