MR. BIBEKANANDA DAS, MEMBER:-
Complainant has filed the C.C.Case No. 98/2023 U/s.35 of Consumer Protection Act, 2019 seeking not to repossess his container bearing Regd. No.OD-02AS-0769 and to produce loan account statement and pay compensation as per law.
Complainant took loan Rs. 21,50,000/- on 06.01.2018 to repay in 74 monthly EMI @ Rs.45,600/-commencing from dt. 17.03.2018 to 17.10.2024. Complainant failed to pay and violated the agreement for which on apprehension of repossession complainant has filed the consumer complaint seeking aforesaid relief. Relation between Complainant & Ops is that debtor and Creditor and there is no element of deficiency in service. Complainant is also owner of multiple vehicles. So he cannot be termed as a consumer. We find no merit in the consumer complaint and any deficiency on the part of opposite parties. Besides that complainant is a defaulter of loan as per agreement.
However taking a linnet view we dispose of the consumer complaint directing the opposite parties to supply the account statement as required by complainant and may charge the fees to that effect. The complainant shall pay his regular EMI and in addition to that pay Rs.30,000/- (thirty thousand) in each month towards pending EMI. For failure to pay regular EMI and additional amount, the opposite parties are free to take action as per rule/law.
With the aforesaid observation and direction the consumer complaint case No.98/23 along with I.A No. 54/23 are disposed of. No cost.
Issue extract of the order to the parties for compliance.
Pronounced in the open Commission, on this the 7th day of November,2023.
I, agree
Sd/- Sd/-
PRESIDENT MEMBER
