Orissa

Kendrapara

CC/67/2023

Kalpana Malik - Complainant(s)

Versus

Branch Manager, - Opp.Party(s)

Sri Akshya Ku.Nath

11 Oct 2023

ORDER

OFFICE OF THE DISTRICT CONSUMER DISPUTES REDRESSAL COMMISSION,
KENDRAPARA, ODISHA
 
Complaint Case No. CC/67/2023
( Date of Filing : 11 May 2023 )
 
1. Kalpana Malik
W/o- Sanatan Malik At/Po/Ps-Mahakalpada Dist-Kendrapara
Odisha
...........Complainant(s)
Versus
1. Branch Manager,
Hinduja Leyland Finance Ltd. Near Manapuram Gold Loan College Square. Tinimuhani Kendrapara
............Opp.Party(s)
 
BEFORE: 
 HON'BLE MR. Pravat Kumar Padhi PRESIDENT
 HON'BLE MR. Bibekananda Das MEMBER
 
PRESENT:Sri Akshya Ku.Nath, Advocate for the Complainant 1
 Sri Duryodhan Mohapatra & Associates, Advocate for the Opp. Party 1
Dated : 11 Oct 2023
Final Order / Judgement

MR. PRAVAT KUMAR PADHI, PRESIDENT:-

               This C.C.Case No. 67/2023 has been filed U/s-35 of C.P.Act, 2019 seeking following relief:-

                 Honbl’e Commission may direct the Op to receive the default amount of Rs. 21,057/-(3 monthly default installments) from the Complainant & direction to the Op for pay Rs. 50,000/- towards mental agony & Rs. 10,000/- towards litigation of cost.         

               Brief fact of the Case is that Complainant in order to maintain her livelihood she purchase one Auto bearing Regd. No. OD-29F-8125 being financed by Op amounting Rs. 2,16,115/- on dt. 18.03.2019 and to repay the loan in 48 EMIs during the period from dt.  18.03.2019 to 21.08.2023 during which Covid-19 broke out & Complainant availed the moratorium facility thus period of repayment is to be extended for 6 months i.e upto Feb-2024 but Complainant is ready and willing to settle the loan by paying entire amount towards interest upto Oct-2023.

                 Taking into consideration of the undisputed fact and grievances of Complainant and her willingness to clear the entire loan, we dispose of the C.C.Case & directing the Ops to accept the entire amount and deduct some ODI/Addl. interest and other charges and after receipt of the entire amount, issue  No Objection Certificate (NOC) within 15 days from the date of receipt of entire amount.

                With the aforesaid observation and direction the consumer complaint case No.67/23 along with I.A No. 35/23 are disposed of. No order as to cost   

                 Issue extract of the order to the parties concerned.   

           Pronounced in the open Commission, on this the 11th  day of October,2023.

                            I, agree.

                               Sd/-                                                     Sd/-

                         MEMBER                                           PRESIDENT

 
 
[HON'BLE MR. Pravat Kumar Padhi]
PRESIDENT
 
 
[HON'BLE MR. Bibekananda Das]
MEMBER
 

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