Orissa

Kendrapara

CC/60/2023

Braja Bihari Panda - Complainant(s)

Versus

Branch Manager, - Opp.Party(s)

Bipin Bihari Panda

28 Nov 2023

ORDER

OFFICE OF THE DISTRICT CONSUMER DISPUTES REDRESSAL COMMISSION,
KENDRAPARA, ODISHA
 
Complaint Case No. CC/60/2023
( Date of Filing : 12 Apr 2023 )
 
1. Braja Bihari Panda
S/o- Late Benudhar Panda At-Tetelenga Po- Sansaraphala Ps-Pattamundai Dist-Kendrapara
Odisha
...........Complainant(s)
Versus
1. Branch Manager,
Odisha Gramya Bank Chandan Nagar Branch At/Po-Chandan Nagar Ps-Pattamundai Dist-Kendrapara
Odisha
............Opp.Party(s)
 
BEFORE: 
 HON'BLE MR. Pravat Kumar Padhi PRESIDENT
 HON'BLE MR. Bibekananda Das MEMBER
 
PRESENT:Bipin Bihari Panda, Advocate for the Complainant 1
 Sri R.P.Lenka & Associates, Advocate for the Opp. Party 1
Dated : 28 Nov 2023
Final Order / Judgement

MR. BIBEKANANDA  DAS, MEMBER:-

          This C.C.Case No. 60/2023 has been filed U/s-35 of C.P.Act, 2019 seeking following relief:-

            Honbl’e Commission may direct the Ops to exempt the loan of Complainant from payment, If  there is Guideline of Govt. is available, otherwise taking consideration of aforesaid fact the appropriate order be passed for payment of loan without interest with installment.

            Brief fact of this case is that Complainant has taken loan of Rs. 42,000/- in the year 2015.But due to natural calamity it was told by the Manager, that Govt. has exempted the loan. The Op objected the C.C.Case for maintainability and denied regarding any existence of any scheme so also assurance and denied the existence of any Govt. guidelines.

            We find no deficiency as the relation between the Complainant & Op is that of debtor and creditor and there is no element of deficiency in service.

            However, taking a lenient view we dispose off the C.C. with an observation that if the Complainant  makes an application for OTS, the same may be considered sympathetically keeping in view the age of the Complainant and long standing pending dues and try to  give maximum relaxation as due and admissible as per the guidelines/norms/scheme etc.

With the aforesaid observation and direction  the C.C.Case No. 60/2023 is accordingly disposed off.

                             Issue extract of the order to the parties for compliance.   

           Pronounced in the open Commission, on this the 28th   day of November,2023.

                            I, agree.

                                 Sd/-                                                   Sd/-

                        PRESIDENT                                          MEMBER

 
 
[HON'BLE MR. Pravat Kumar Padhi]
PRESIDENT
 
 
[HON'BLE MR. Bibekananda Das]
MEMBER
 

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