MR. BIBEKANANDA DAS, MEMBER:-
Complainant has filed the consumer complaint U/s-35 of Consumer Protection Act, 2019 seeking not to repossess AURA 1 2 MT KAPPA S bearing Regd. No.OD-05-BB-2867 and to supply loan agreement, Account statement and to reschedule the loan, not to misutilise blank signed cheques and pay compensation of Rs. 3,60,000/-.
Complainant took loan of Rs. 6,00,000/- on 30.07.2021 to repay in 60 monthly EMI @ Rs.14,000/-commencing from 05.09.2021 to 05.08.2026. Complainant failed to pay and violated the agreement for which on apprehension of repossession complainant has filed the consumer complaint seeking aforesaid relief. There is not a single scrap of paper from complainant asking opposite parties to supply the aforesaid documents or relief for which we find no merit in the consumer complaint and any deficiency on the part of opposite parties. Besides that complainant is a defaulter of loan as per agreement.
However taking a lenient view we dispose of the consumer complaint directing the opposite parties to supply the loan agreement copy and any other document as required by complainant available with opposite parties and may charge the fees to that effect. The complainant shall pay his regular EMI and in addition to that Rs. 20,000/- in each month towards pending EMI. For failure to pay regular EMI and additional amount, the opposite parties are free to take action as per agreement/ rule/law. With the aforesaid observation and direction the C.C.Case No. 9/2023 alongwith I.A.No. 2/2023 are accordingly disposed of. No order as to cost.
Issue extract of the order to the parties for compliance.
Pronounced in the open Commission, on this the 4th day of October,2023
I, agree.
Sd/- Sd/-
PRESIDENT MEMBER
