Ld. Advocate(s)

                        For Complainant          .. Mukbul Rahaman

                        For OP/OPs                  .. Nabanita Kar and Golum Ashik

Date of Filing           : 16.08.2018

Date of Disposal      : 27.12.2019

:    JUDGMENT & ORDER  dtd. 27.12.2018   :        

Nonpayment of the maturity amount of ten fixed deposits of the depositor herein, the complainant has obliged her to lodge this complaint u/s 12 of the C.P. Act 1986 for redressal.

The brief fact of the case is that the complainant had ten F.D certificates bearing  numbers  705 000546737, 705 000546738, 705 000546739, 705 000546740, 705 000546741, 705 000546742, 705 000546743,  705 000546744, 705 000546745 and 705 000546746  for the amount of Rs.15,000/-+ Rs.15,000/-+ Rs.15,000/-+ Rs.15,000/-+ Rs.12,000/-+ Rs.15,000/-+ Rs.15,000/-+ Rs.15,000/-+ Rs.15,000/-+ Rs.12,000/- =Rs.1,44,000/-  with the OP No.1 for the period from 23.12.2016 to 23.12.2017, i.e., for the period of 12 months.  According to the condition of the F.D. Scheme, the complainant is entitled to get the maturity amount of Rs.16,350/-+ Rs.16,350/-+ Rs.16,350/-+ Rs.16,350/-+ Rs.13,080/-+ Rs.16,350/-+ Rs.16,350/-+ Rs.16,350/-+Rs.16,350/- + Rs.13,080/- =Rs.1,56,960/- + up to date interest as per norms of the OPs.  The complainant has made claim as per rule but no payment has been made by the OPs.  The complainant in his averment had prayed for directing the OPs to refund of Rs.1,56,960/- + up to date interest as per norms of the OPs,  a compensation of Rs.50,000/- for harassment and mental agony and & other reliefs.

After receiving the notice, the Ld. Lawyer on behalf of the OPs Sahara India Parivar appeared before this Forum several times and filed a written version on the ground stated therein which is kept in the record.  Thereafter he never came to this Forum.  He also verbally submitted that the OPs are not in a position to make payment to the complainant.   

On argument the Ld. Lawyer for the complainant argued that she had submitted proper demand notice but the OPs gave no reply. 

From the above discussion and as per original documents which are in the record, it is clear that the complainant is entitled to get the maturity amount of Rs.1,56,960/- together with up-to-date interest as per norms of the OPs.  It is the deficiency in service on the part of the OPs not to make payment of the maturity amount in time.  The complainant is not responsible for the internal disturbance of the OPs.

Hence, it is                                       

O R D E R E D,

That the OPs are hereby directed to refund of Rs.1,56,960/-  + up-to-date interest to the complainant as per norms of the OPs within 30 days from the date of this order, failing which an interest @ 10% p.a. shall be imposed on the total amount up to the date of this order.  A compensation of Rs.20,000/- for harassment and mental agony is  to be paid to the complainant by the OPs within 30 days from the date of this order.

That the case be and the same succeeds on contest against the OPs.

            Let a plain copy of this judgment/order be supplied to the parties forthwith free of cost.