Tamil Nadu

Vellore

CC/00/106

S.Chengalappa - Complainant(s)

Versus

Br. Manager, SBI, - Opp.Party(s)

J.Sridhar,

12 Jan 2011

ORDER


District Consumer Disputes Redressal ForumSathuvachari , vellore-632009.
Complaint Case No. CC/00/106
1. S.Chengalappa289, Dhalaiyatham Bazaar, Gudiyattam, ...........Appellant(s)

Versus.
1. Br. Manager, SBI, 72A Annamalai St., Gudiyattam ...........Respondent(s)



BEFORE:
Hon'ble Thiru A.Sampath, B.A., B.L ,PRESIDENT Hon'ble Tmt G.Malarvizhi, B.E ,MEMBER Hon'ble Tr K.Dhayalamurthy, Bsc ,MEMBER
PRESENT :

Dated : 12 Jan 2011
JUDGEMENT

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   khtl;l Efh;Bthh; FiwjPh; kd;wk;, BtY]h;,  BtY]h; khtl;lk;

         Kd;dpiy jpU.m. rk;gj;, gp.v. gp.vy;.      jiyth;

         jpUkjp. $p. kyh;tpHp, gp.n.,               cWg;gpdh;-1

         jpU. jahsK}h;j;jp, gp.v!;.rp.,               cWg;gpdh;-2

 

                        rp.rp.vz;.106/2000

                        

            2011-Mk; tUlk; $dthp jpA;fs; 12-Mk; ehs; g[jd; fpHik.

 

v!;. brA;fyg;gh,

j/bg. brd;dtPug;gh,

289, jhiHahj;jk; g$hh;,

Foahj;jk; lt[d;,                              .. kDjhuh;

                ..vjph; ..

 

1. !;Bll; ghA;f; Mg; ne;jpah,

   fpisBkyhsh;,

   Foahj;jk; fpis,

   72v mz;zhkiy bjU,

   Foahj;jk;.                           .. vjph; kDjhuh;

 

         ne;j KiwaPL nWjp tprhuizf;F 11.1.2011 Bjjpapy; vA;fs; Kd;dpiyapy; te;J, KiwaPl;lhsUf;fhf vk;.FByhj;JA;fd;, tHf;fwpqh; mth;fs;; vjph;KiwaPl;lhsUf;fhf  jpU.tp.o.btA;fBlrd;,, tHf;fwpqh; mth;fs;, Kd;dpiyahfp KiwaPl;L, vjph; ciu, gpukhz thf;FK}yk; kw;Wk; MtzA;fis ehA;fs; fz;L ghprPyid bra;J ne;j kd;wk; nWjpahf gpwg;gpf;Fk;

M iz a[ iu

 

jpU. m. rk;gj;, jiyth;

 

1.                         kDjhuhpd; kDciu RUf;fk; gpd;tUkhW:-

 

KiwaPl;lhsh; vjphkDjhuh; tA;fpapy; elg;g[ fzf;F bjhlA;fp tut[ bryt[ bra;Jte;jhh;. KiwaPl;lhsh; kA;fsk; fpiud;oA; xh;f;!; vd;w epWtdj;jpd; chpikahsh; Mthh;.  vjph;kDjhuh; tA;fpapd; fpisapy; bjhHpy; fldhf U}.50,000/- KiwaPl;lhsh; bgw;wpUe;jhh;.  mjid jtiz Kiwapy; brYj;jp te;J bfhz;oUe;jhh;.  nilapy; Vw;gl;l bjhHpy; Bghl;oahYk;, bjhHpy; rhptile;jjhYk; mry;tl;oa[ld; jtizbjhifia rhpahf brYj;jtpy;iy.  KiwaPl;lhshpd; kfdhd cjaFkhh; vd;gtUf;Fk;, vjph;kDjhuUf;Fk; Vw;gl;l gpur;ridia kdjpy; itj;Jf;bfhz;L, Btz;Lbkd;Bw, jtizia rw;Wfhyk; jhH;j;jp tl;oa[ld; brYj;jp tpLtjhf vjph;kDjhuhplk; vGjpbfhLj;Jk;, KiwaPl;lhsiu Bfhh;l;Lf;F nGj;Joj;J mthpd; epk;kjpia bfLf;fBtz;Lk; vd;w vz;zj;jpy; mthpd; kPJ Bkw;go flDf;fhf Foahj;jk; rhh;g[ ePjpkd;wj;jpy; tHf;F vz;110/99-I bjhlh;ejhh;. flid jpUg;gpr;brYj;j fhy mtfhrk; Btz;Lk; vd Bfl;L ePjp kd;wk; xg;g[f;bfhz;L tHf;if Koj;jJ.  18.9.00 md;W KiwaPl;lhsUf;F mUs;kzp oBuoA; fk;bgdp apdh; tHA;fpa U},5580/-f;fhd brf;if vjph;kDjhuh; tA;fpapy; jhf;fy; bra;jhh;. fzf;fhsh; brf;if bgw;Wf;bfhz;L, Blhf;fd; vz;.313-I tHA;fpdhh;;.  KiwaPl;lhsh; gzk; bgWtjw;fhf btFBeuk; fhj;jpUe;jhh;.  Rkhh; 2 kzp Beukhf gzk; bgWk; ft[z;lhpy; Bfl;lBghbjy;yhk; nd;Dk; tutpy;iy vdTwpf;bfhz;Bl nGf;foj;Js;shh;fs;.  Rkhh; 2 kzpBeuk; fHpj;J 1tJ vjphkDjhuh; te;J cd; kfd; BgA;f; kPJ bfhLj;j g[fhh;fis  thg!; bgw;Wbfhs;s brhy;, ny;iy vd;why; rkhjhkdhf Bghtjhf vGjpf;bfhLf;f brhy; gzk; bfhLf;fpBwhk; vd;W Twptpl;lhh;fs;. vjph;kDjhuh; chpa Beuj;jpy; gzk; tHA;fhjjpdhy; KiwaPl;lhsUf;F U}.10,000/- e&;lk; Vw;gl;L tpl;lJ.   nJFwpj;J KiwaPl;lhsh; tHf;fwpqh; K}yk;; 22.9.00 Bjjpad;W Behl;OR mDg;gp itj;jhh;.  mjw;F vjph;jug;gpdh; 17.10.00 Bjjpapl;L bghUj;jkpy;yhj fw;gid fijfSld;  gjpywptpg;ig mDg;gpa[s;shh;. vdBt, vjph;jug;gpdhpd; ftdf;FiwthYk;, BritFiwghlhYk; Btz;Lbkd;Bw bra;j gHpthA;Fk; Bghf;fpdhYk; KiwaPl;lhsUf;F Vw;gl;l tpahghu e&;lkhd U}}.10,000/-k; BkYk; KiwaPl;lhsUf;F Vw;gl;l kd cisr;ry; kw;Wk; kdFHg;gk; Mfpatw;wpw;fhf e&;l Nlhf U}.10,000/-k; kDtpd; bryt[ bjhifiaa[k;, vjph;kDjhuh;fs; tHA;f cj;jputpl Btz;Lk;.

3.         1, 2,  kw;Wk; 3-k; vjph;kDjhuh;fs; jug;gpy; vjph; ciuapy; cs;s tptuk; gpd;tUkhW:

    kDtpy; Fwpg;gplg;gl;l mk;rA;fspy; Fwpg;ghf xg;g[f;bfhz;Ls;sit jtpu kw;w mk;rA;fs; midj;ija[k;  kWf;fg;gLfpwJ, mitfis kDjhuBu epU}gpf;f Toath; Mthh;.  vjph;kDhuh; tA;fpapy; KiwaPl;lhsh; fld; bgw;Ws;shh;.  KiwaPl;lhsh; kfDf;Fk; vjph;kDjhuUf;Fk; fld; tR{y; rk;ge;jkhf tHf;F gjpt[ bra;jjd; Bghpy; gpur;rid nUg;gjhft[k;, mjw;fhf Kiwapl;lhshpd; kPJ vjph;kDjhuh;fs; jtwhd eltof;if vLj;jpUg;gjhf Twg;gLtJ kWf;fg;gLfpwJ.  tA;fp flid jpUg;gp brYj;j Btz;Lbkd;W gyKiw Bfl;fg;gl;Lk; KiwaPl;lhsuhy; brYj;jg;gltpy;iy.  mjdhy; Foahj;jk; rhh;g[ ePjpkd;wj;jpy; fld; bjhifia tR{ypg;gjw;fhf X.v!;.vz;.110/99 tHf;fpid KiwaPl;lhsh; kPJ jhf;fy; bra;ag;gl;L jPh;g;ghizbgwg;gl;Ls;sJ.  18.9.00 md;W KiwaP;l;lhsh; xU fhBrhiyia vjph;kDjhuhplk; rkh;g;gpf;fg;gl;L mjw;fhf vjph;kDjhuuhy; xU Blhf;fd; tHA;fg;gl;lJ.  Bkw;go fhBrhiyia rkh;gpf;Fk;BghJ KiwaPl;lhsh; mtuJ milahsj;ij bjhptpf;ftpy;iy. vjph;kDjhuhpd; tprhuizf;F gpw;ghL KiwaPl;lhsh; fld;bjhifia jpUg;gp brYj;jhky; nUg;gJ bjhpa te;jJ.  ne;jpa xg;ge;j rl;lg; gphpt[ 171d; go tA;fpfSf;F tHA;fg;gl;l gpuj;Bjf chpikapd; mog;gilapYk; mlkhd xg;ge;j gphpt[ 16-d; goa[k; vjph;kDjhuh; tA;fp bghJ lien-I gad;gLj;jp nUg;gJ jtwhditay;y.  fhBrhiy bjhifahd U}.5580/- KiwaPl;lhshpd; fld; bjhifahf tR{ypj;Jf;bfhz;L mjid KiwaP;l;lhsUf;F bjhpag;gLj;jg;gl;Lk; nd;iwa Bjjp tiu KiwaPl;lhsh; Bkw;go fhBrhiyf;fhf bgwg;gl;l Blhf;fid tA;fpapy; jpUk;g brYj;jtpy;iy.  KiwaPl;lhsUk; mtuJ kfDk; tA;fpf;F jpUk;g brYj;j Btz;oa fld;bjhifia tR{ypf;f  tHf;F gjpt[ bra;ag;gl;lJ.  me;jtifapy; ghjpf;fg;gl;ljpd; mog;gilapy; KiwaPl;lhshh; ne;j kDit jhf;fy; bra;Js;shh;.  bghJkf;fs; kj;jpapy; 1k; vjph;kDjhuh; tA;fpapd; g[fGf;F fsA;fk; Vw;gLj;Jk; tifapy; KiwaPl;lhshpd; ne;j g[fhh; kDt[ld; Brh;j;J rp.rp. 103/00, rp.rp.104/00 rp.rp.105/00, kw;Wk; rp.rp. 108/00 Mfpa tHf;Ffs; jhf;fy; bra;jpUf;fpwhh;.  vdBt nk;kD js;Sgo bra;agl Btz;Lk;.

4.   kDjhuh; jug;gpy; gpukhz thf;FK}yk; jhf;fy; bra;J,  k.rh.M1 Kjy; k.rh.M5 tiuapyhd rhd;whtzA;fis FwpaPL bra;ag;gl;lJ. vjph;kDjhuh; jug;gpy; gpukhz thf;FK}yk; jhf;fy; bra;J, vjph;kDjhuh; jug;g[ rhd;whtzA;fs; vJt[k; FwpaPL bra;ag;gl;ltpy;iy.  nU jug;gpdUk;, tha;bkhHp rhl;rpak; vJkpy;iy.  

5.  ghprPyidf;Fhpa tpdhf;fs; gpd;tUkhW:-   

    m) vjph;kDjhuhfs; jug;gpy; Britf;FiwghL VBjDk; cs;sjh?.

    M) kDjhuh;  bgwjFe;j ghpfhuA;fs; vd;d?

 

6.  jPh;t[f;Fhpa tpdh m)

 

    KiwaPl;lhsh; kA;fsk; fpiuz;oA; xh;f;!; vd;w epWtdj;jpd; chpikahsuhf nUe;J, vjph;kDjhuh; tA;fpapy; elg;g[ fzf;F bjhlA;fp tut[ bryt[ itj;jpUe;jJ Fwpj;Jk;, Bkw;go tA;fpapy; KiwaPl;lhsh; bjhHpy; fld; bgw;W mf;flid rhptu brYj;jhky; nUe;j t;ej epiyapy;, fld; bjhifia tR{ypf;f Btz;o Foahj;jk; rhh;g[ ePjpkd;wj;jpy; vjph;kDjhuh; tA;fpahy; tHf;F vz;.110/99 KiwaPl;lhshpd; kPJ jhf;fy; bra;J jPh;g;ghiz bgwg;gl;oUe;jJ Fwpj;Jk; nU jug;gpduhYk; xg;g[f;bfhs;sg;gl;l mk;rkhFk;.

7.  KiwaPl;lhsh; jug;gpy; mUs;kzp oBuoA; fk;bgdpapypUe;J tug;bgw;w U}}.5580/-f;fhd brf;if vjph;kDjhuh; tA;fpapy; 18.9.00 md;W gzk; tR{Yf;fhf KiwaPl;lhsh; jhf;fy; bra;JbghGJ tA;fp fzf;fhsh; Bkw;go brf;if bgw;Wf;bfhz;L, Blhf;fd; vz;.313-ia tHA;fpdhh;.  gzk; bgWtjw;fhf KiwaPl;lhsh; btFBeuk; fhj;jpUe;Jk; Bkw;go brf;Ff;fhd fhBrhiyia tHA;fhky,; KiwaPl;lhspd; kfd; tA;fpapd; kPJ bfhLj;j g[fhh;fis thg!; bgw;why;jhd; gzj;ij bfhLg;Bgd; vd Twp chpa Beuj;jpy; gzk; tHA;fhjjpdhy; KiwaPl;lhsUf;F U}.10,000/- tpahghuk; e&;lk; kd cisr;rYf;F KiwaPl;lhsh; cl;gl;Ltpl;ljhf Twg;gLfpd;wJ.

8.  vjph;kDjhuh; jug;gpy; 18.9.00 md;W vjph;kDjhuh; tA;fpapy; KiwaPl;lhsh; xU fhBrhiyia bfhLj;J mjw;fhf vjph;kDjhuh; tA;fpahy; xU Blhf;fd; tHA;fg;gl;ljhft[k;, fhBrhiyia rkh;gpf;Fk;BghJ KiwaPl;lhsh; mtuJ milahsj;ij bjhptpf;ftpy;iy vdt[k; vjph;kDjhuhpd; tprhuizf;F gpw;ghL KiwaPl;lhsh; fld; bjhifia jpUg;gp brYj;jhky; nUg;gJ bjhpa te;jJ ne;jpa xg;ge;j rl;lg;gphpt[ 171d; goa[k;, mlkhd xg;ge;j gphpt[-16-d;goa[k; vjph;kDjhuh; tA;fp bghJ lien-vd;w chpikia tA;fp gad;gLj;jpbfhs;s ToajhFk; vd;w mog;gilapy; Bkw;go fhBrhiy bjhifahd U}.5580/- KiwaPl;lhspd; fld; bjhifahf tR{ypj;Jf;bfhz;L mJFwpj;J KiwaPl;lhsUf;F bjhpagLj;jpa[k;, Bkw;go fhBrhiyf;fhf bgwg;gl;l Blhf;fid tA;fpapy; jpUk;g brYj;jgltpy;iy vdt[k;, KiwaPl;lhsUk; mtuJ kfDk; tA;fpf;F jpUk;g brYj;j Btz;oa fld; bjhifia tR{ypf;f tHf;F jhf;fy; bra;agl;lJ vdt[k;, vjph;kDjhuh; tA;fpd; ew;bgaUf;F fsA;fk; Vw;gLj;Jk; tifapy; ng;gog;gl;l Ie;J tHf;Ffs; jtwhd rA;fjpfSld; jhf;fy; bra;agl;ljhf Twg;gLfpwJ.

9.  vjph;kDjhuh; tA;fpapy; 18.9.00 md;W KiwaPl;lhsuhy; U}.5580/-d; fhBrhiyia gzk; tR{Yf;fhf jhf;fy; bra;J tA;fpapd; fzf;fhsplkpUe;J Blhf;fd; vz;.313-I KiwaPl;lhsuhy; bgwg;gl;Ls;sJ nU jug;gpYk; xg;g[f;bfhs;sg;gl;Ls;sJ. KiwaPl;lhsh; btFBeuk; fhj;jpUe;Jk; Bkw;go fhBrhiyf;fhd gzj;ij tA;fpapy; bfhLf;fg;gltpy;iy vd KiwaPl;lhsh; jug;gpy; Twg;gLtJ Fwpj;J, tprhuizf;F gpw;ghL tA;fpf;F KiwaPl;lhsh; fld; ghf;fp brYj;jBtz;oapUe;jJ bjhpa te;jjhft[k,; mjdhy; ne;jpa xg;ge;j rl;lg; gphpt[-171d;go tA;fpfSf;F tHA;fg;gl;l gpuj;Baf chpikapd; mog;gilapy; Bkw;go fhBrhiyf;fhd bjhifia KiwaPl;lhsh; tA;fpf;F brYj;j Btz;oa ghf;fpj; bjhifahf tR{ypj;Jf;bfhz;ljhf vjph;kDjhuh; jug;gpy; Twg;gLfpd;wJ. KiwaPl;lhsh; tA;fpapy; fld; bgw;W mjid jpUg;gp brYj;jhky; nUe;J te;J tprhuizapy; bjhpa te;jjhf Twg;gLtJ rk;ge;jkhf KiwaPl;lhsh; jug;gpy; kWf;fg;gltpy;iy, ne;jpa xg;ge;j rl;l gphpt[ 171 go tA;fpf;flid tprhhpg;gjw;F bghJ lien vd;w chpik tHA;fg;gl;Ls;sjpd;go, KiwaPl;lhsuhy; gz tR{}Yf;fhf jhf;fy; bra;ag;gl;l U}.5580/-f;fhd fhBrhiygoahd bjhif KiwaPl;lhshpd; fl;d ghf;fpf;fhf tR}{ypj;Jf;bfhz;ljhf vjph;kDjhuh; jug;gpy; Twg;gLtJ Vw;f ToajhFk;.  

10. tA;fpf;F tuBtz;oa ghf;fp bjhifia tR{ypg;gjw;F Btz;o tA;fpahy; rl;l hPjpahd eltof;f vLf;fg;gl;Ls;s epiyapy; Bkw;go fhBrhiyf;fhd bjhif chpa Beuj;jpy; vjph;kDjhuh; tA;fpapy; tHA;fglhjjpd; K}yk; KiwaPl;lhsUf;F U}.10,000/- tpahghu e&;lk; Vw;gl;ljhf kDtpYk; kw;Wk; KiwaPl;lhshpd; gpukhzthf;FK}yj;jpYk; Twg;gl;lBghjpYk; ve;jbje;j Mz;Lfspy; vt;thuhd Kiwapy; tpahghuk; e&;lk; Vw;gl;lJ vd;gJ rk;ge;jkhf tpahghuk; eltof;if  bjhlh;ghd fzf;F MtzA;fisBah,  tUkhd thp fzf;F MtzA;fisBah KiwaPl;lhsh; jug;gpy; jhf;fy; bra;agltpy;iy.  vdBt vjph;kDjhuh; tA;fpf;fF brYj;jBtz;oa ghf;fp bjhifia rl;l hPjpahf Bkw;go fhBrhiyapd; bjhifapd; K}yk; tR}{ypj;Jf;;bfhz;Ls;s epiyapy;, Bkw;go fhBrhiyf;fhd bjhif chpa Beuj;jpy; tHA;fhjjpdhy; KiwaPl;lhsUf;F U}.10,000/- tpahghu e&;lk; Vw;gl;ljhf Twg;gLk;; KiwaPl;lhshpd; Tw;W vw;fToahf mike;jpUf;ftpy;iy.  mjd;go KiwaPl;lhsUf;F kd cisr;rYk; kw;Wk; kdFHg;gKk; Vw;gl;ljhf Twg;gLtJ Vw;fToajhf ny;iy.  vdBt vjph;kDjhuh; jug;gpy; BritFiwghL vJt[k; Vw;gLj;jg;gl;oUf;ftpy;iy vd Kot[ bra;J tpdh vz;.(m)f;F tpilaspf;fg;gLfpwJ.

11.   jPh;t[f;Fhpa tpdh (M)

vjph;kDjhuhpd;; Brit FiwghL Tw;W KiwaPl;lhsh; jug;gpy; epUgpf;fg;gltpy;iybad tpdh vz;.(m)tpy; Kot[ bra;jjpd;go nk;kDtpy; KiwaPl;lhsUf;F ghpfhuk; vJt[k; fpilf;f Toajpy;iy vd Kot[ bra;J tpdh vz;.(M)-f;F tpilaspf;fg;gLfpwJ.

12. nWjpapy; nk;kD js;Sgo bra;ag;gLfpwJ.  bryt[ bjhif ny;iy.

ne;j cj;jut[ jiyth; mth;fshy; RUf;bfGj;J jl;lr;rhplk; bkhHpjy; bra;ag;gl;L, jl;lr;rpy; tof;fg;bgw;W, jiyth; mth;fshy; ghh;itaplg;gl;L gpiHjpUj;jA;fs; bra;J, 2010-Mk; Mz;L $dthp jpA;fs; 12-k; ehshfpa nd;W nj;jpwe;j kd;wj;jpd; Kd; gfug;gLfpwJ.

 

cWg;gpdh;-1                 cWg;gpdh; - 2                        jiyth;.

 

kDjhuh; jug;g[ rhd;whtzA;fs;: -

k.rh.M1;;- 22.9.00 - tHf;fwpqh; Behl;O!; efy;.

k.rh.M2- 7.10.99 - rhd;wpjH; efy;.

k.rh.M3-    --   - urPJ efy;.

k.rh.M4- 17.10.00    - gjpywpf;if.

k.rh.M5-    --   - Blhf;fd; efy;.

Vjph;kDjhuh; jug;g[ rhd;whtzA;fs;:   .. ny;iy.

                    

cWg;gpdh;-1                 cWg;gpdh; - 2                        jiyth;.

 

 

 

 

                          

 


[ Hon'ble Tmt G.Malarvizhi, B.E] MEMBER[ Hon'ble Thiru A.Sampath, B.A., B.L] PRESIDENT[ Hon'ble Tr K.Dhayalamurthy, Bsc] MEMBER