Tamil Nadu

Vellore

CC/00/104

S.C.Uthayakumar - Complainant(s)

Versus

Br. Manager, SBI, - Opp.Party(s)

J.Sridhar,

12 Jan 2011

ORDER


District Consumer Disputes Redressal ForumSathuvachari , vellore-632009.
Complaint Case No. CC/00/104
1. S.C.Uthayakumar289, Talaiyattam Bazaar, Gudiyatham ...........Appellant(s)

Versus.
1. Br. Manager, SBI, 72A Annamalai St., Gudiyattam2. Krishnamoorthy, Ex. Br. Manager, SBIP.B.No.187, 21 Rajaji Salai, Chennai-1ChennaiTamil Nadu3. Chentharasekar Ex. Br. P.B.Manager,SBITiruchi Branch, TiruchiTiruchiTamil Nadu ...........Respondent(s)



BEFORE:
Hon'ble Thiru A.Sampath, B.A., B.L ,PRESIDENT Hon'ble Tmt G.Malarvizhi, B.E ,MEMBER Hon'ble Tr K.Dhayalamurthy, Bsc ,MEMBER
PRESENT :

Dated : 12 Jan 2011
JUDGEMENT

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1. !;Bll; ghA;f; Mg; ne;jpah,

   fpisBkyhsh;,

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2. jpU. fpU&;zK}h;j;jp,

   (Kd;dhs; Foahj;jk; fpisBkyhsh;),

   !;Bll; ghA;f; Mg; ne;jpah,

   tl;lhu jiyikafk;,,

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   mq;ry; bgl;o vz;.187,

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3. jpU. re;jpuBrfh;,

   Kd;dhs; Foahj;jk; fpis gp.gp. BkBd$h;,

   !;Bll; ghA;f; Mg; ne;jpah,

   jpUr;rp fpis,

   jpUr;rp.                              .. vjph; kDjhuh;fs;

 

         ne;j KiwaPL nWjp tprhuizf;F 11.1.11 Bjjpapy; vA;fs; Kd;dpiyapy; te;J, KiwaPl;lhsUf;fhf vk;.FByhj;JA;fd;, tHf;fwpqh; mth;fs; 1k; vjph;KiwaPl;lhsh; Kjy; 3k; vjph;KiwaPl;lhsh; tiu  jpU.tp.o. btA;fBlrd;,, tHf;fwpqh; mth;fs;, Kd;dpiyahfp KiwaPl;L, vjph; ciu, gpukhz thf;FK}yk; kw;Wk; MtzA;fis ehA;fs; fz;L ghprPyid bra;J ne;j kd;wk; nWjpahf gpwg;gpf;Fk;

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jpU. m. rk;gj;, jiyth;

 

1.                         kDjhuhpd; kDciu RUf;fk; gpd;tUkhW:-

 

KiwaPl;lhsh; “Sri  Fkhh; Bkl;r!;” vd;w bgahpy; jPg;bgl;o kw;Wk; K}ybghUl;fs; tpahghuk; bra;a[k; epWtdj;jpd; chpikahsh; Mthh;.  me;epWtdj;jpid mth; TNGST No:4340769 vd;w vz;zpYk; CSTNo: 586666/6.8.88Yk; gjpt[ bra;J gytUlA;fshf ne;jpah KGtJk; ruf;Ffis tpahghuk; bra;JtUfpd;whh;.  1tJ vjph;jug;gpdh; tA;fpapy; KiwaPl;lhsh; Brkpg;g[ fzf;F (fzf;F vz;.106/19289) bjhlA;fp elj;jpbfhz;Lte;jhh;.  BkYk; mth; Bkw;go epWtdj;jpd; bgahpy; CC/C&I/2012 (g[jpa vz;.CC/C&I/11029) vd;w vz;zpy; elg;g[fzf;F bjhlA;fp ey;yKiwapy; tut[bryt[ bra;J elj;jpte;jhh;.  Foahj;jk; !;Bll; ghA;f; Mg; ne;jpah-y; KiwaPl;lhshpd; elg;g[ fzf;fpy; 2k; vjph;kDjhuh; bra;j KiwBfLfs; Fwpj;J tA;fpapd; cah; mjpfhhpfSf;F KiwaPl;lhsh; g[fhh; bra;jJ Fwpj;Jk;, mk;g[l;!;bkd;f;F g[fhh; vGjp mDg;gpaJ Fwpj;Jk;, 2k; vjph;kDjhuh; bfhz;oUe;j kdf&;lj;jpdhy;, mth; KiwaPl;lhsh; kPJ btWg;ghf nUe;J te;jhh;.  11.10.99 md;W vjph;kDjhuh;fs; KiwaPl;lhsUf;F tf;fpy; K}yk; Behl;OR mDg;gpapUe;jhh;fs;.  KiwaPl;lhsUf;F 2k; vjph;kDjhuh; gyf&;lA;fis bfhLj;Jte;jjhy; mtuhy; tA;fpapd; fzf;if rhpahf elj;jptu Koatpy;iy.  njdhy; tlkhepyA;fSf;F mDg;gg;gl;l ruf;Ffspd; gzk; mg;goBa epd;Wtpl;lJ.  mij Bgha; tR{y; bra;Jte;J kPz;Lk; tpahghuk; Muk;gpg;Bghk; vd;W nUe;jBghJ kpft[k; Fiwe;j bjhifahd Bf&;fphpol; fldpy; U}.46,306/-k; thfd fldpy; U}.14,052/-k; Mf bkhj;jk; U}.60,358/- kl;LBk fld; tuk;gpw;F mjpfkhf nUe;jjhf bjhptpj;J mf;flid brYj;Jk;go Behl;OR mDg;gp  KiwaPl;lhsiu kd cisr;rYf;F Mshf;fpdhh;.  KiwaPl;lhsh; kPJ Btz;Lbkd;Bw fld; tR{y; jPh;ghaj;jpw;F tHf;fpid mDg;gp BkYk; miya itj;jhh;fs;.  26.10.99 md;W vjph;kDjhuh;fs; KiwaPl;lhsUf;F ve;j Kd;dwptpg;g[k; bfhLf;fhky;  kPjk; nUe;jjhf U}.342/-I fzf;F fhl;o mija[k; thfd flDf;fhf tut[ itj;Jbfhz;ljhft[k;, fzf;if Koj;Jtpl;ljhft[k;, Fwpg;gpl;L fojk; mDg;gp, tA;fpapd; brf;g[j;jfj;ij jpUk;g bfhLf;Fk;goa[k; nUe;jhh;fs;.  vjph;kDjhuh; tA;fpapd; CHpah; KiwaPl;lhshpd; tPl;ow;F te;J thfd flDf;fhd gzk; U}.2000/- fl;lBtz;Lk; ny;iybadpy; thfdj;ij gwpKjy; bra;JtpLBthk; vd;W Twpdhh;fs;. KiwaPl;lhsh; nA;Fk; mA;Fk; miye;J U}.1800/- Rjhhpj;J te;J fl;odhh;. 

2.  KiwaPl;lhshpd; tA;fp fzf;if ve;j Kd;dwptpg;g[k;, tpsf;fKk; ny;yhky; Klf;fptpl;lhh;fs;. kPjk; nUe;j gzkhd U}.250/-I Klf;fg;gl;l fzf;fpy; itj;Js;sjhft[k;,  KiwaPl;lhshpd; tA;fp fzf;if Koj;Jtpl;ljhft[k; Fwpg;gpl;L 9.11.99 md;W fojk; mDg;gp, tA;fpapd; brf;g[j;jfj;ij jpUk;g xg;gilf;Fk;go Bfl;oUe;jhh;fs;.  kcwhuh&;ouh khepyk; mcwkj;efhpy; nUe;J 18.7.00 md;W U}.15,448/-f;F KiwaPl;lhsh; bgaUf;F te;j oo I 20.7.00 md;W tut[ itj;jhh;fs;.  me;j gzj;jpy; U}.12,000/-I thfd flDf;F brYj;j Btz;Lk; vd;W Twp gpoj;jk; bra;Jf;bfhz;L kPjpia tHA;fpdhh;fs;.  19.7.00 md;W U}.4700/-f;fhd o.o. KiwaPl;lhsh; bgahpy; te;jpUe;jjhYk; flDf;fhf tut[ itj;Jf;bfhz;ljhf Twp tut[ itj;Jtpl;lhh;fs;.  KiwaPl;lhsh; jd; fzf;fpd; tptuA;fspd; efy;fis gyKiw Bfl;Lk; vjph;jug;gpdh;fs; bfhLf;fhjjpdhy;  KiwaPl;lhsh; gy Jd;gA;fSf;F cs;shf;fg;gl;lhh;.  KiwaPl;lhsh; bgahpy; rptfhrpapy; cs;s fzf;if (Ac.No.01050031792) Koj;JtpLk;go 2k; vjph;kDjhuh; Bkw;go tA;fpf;F fojk; vGjp mtuJ fzf;if Kof;f bra;Jtpl;lhh;.  KiwaPl;lhsh; Bkhrkhdth;, mth; jpthyhfptpl;lhh; vdBt mtuJ bgahpy; fduh tA;fpapy; nUe;j  fzf;fpid Koj;JtpLk;go fojk; xd;iw 2k; vjph;kDjhuh; vGjp mDg;gptpl;lhh;.     vdBt, vjph;jug;gpdh;fspd; ftdf;FiwthYk;, BritFiwghlhYk; Btz;Lbkd;Bw bra;j gHpthA;Fk; Bghf;fpdhYk; KiwaPl;lhsUf;F Vw;gl;l tpahghu e&;lkhd U}}.4,50,000/-Kk;, KiwaPl;lhsUf;F Vw;gl;l kd cisr;ry; kw;Wk; kdFHg;gk; Mfpatw;wpw;fhf e&;l Nlhf U}.40,000/-Kk;, kDtpd; bryt[ bjhifa[k;, Brh;j;J KiwaPl;lhsuf;F vjph;kDjhuh;fs; tHA;f cj;jputpl Btz;Lbkd Btz;lg;gLfpwJ.

3.         1, 2,  kw;Wk; 3-k; vjph;kDjhuh;fs; jug;gpy; vjph; ciuapy; cs;s tptuk; gpd;tUkhW:

    kDtpy; Fwpg;gplg;gl;l mk;rA;fspy; Fwpg;ghf xg;g[f;bfhz;Ls;sit jtpu kw;w mk;rA;fs; midj;ija[k;  kWf;fg;gLfpwJ, mitfis kDjhuBu epU}gpf;f Toath; Mthh;. Sri Kumar Matchs vd;w bgahpy; KiwaPl;lhsh; tpahghuk; bra;J bfhz;L vjph;kDjhuh;fs; epWtdj;jpy; tA;fp fzf;F itj;J bfhz;L nUg;gJ xg;;g[f;bfhs;sg;gLfpwJ. KiwaPl;lhsh; kPJ 2k; vjph;kDjhuh; Bfhgk; bfhz;oUg;gjhft[k; mjdhy; tA;fp ombudsman epWtdj;jpy;; KiwaPl;lhsh; g[fhh; bra;jpUg;gjhft[k; Twg;gLtJ kWf;fg;gLfpwJ.  vjph;kDjhuh;fspd; epWtdj;jpy; KiwaPl;lhsh; bgw;w flid mth; rhpahf brYj;jhky; jtwhd ng;g[fhh; kDit jhf;fy; bra;Js;shh;. 

4.  KiwaPl;lhshpd; tpahghuj;ij Kot[f;F bfhz;L tUk; Behf;fpy; tA;fpapy; bgw;w flid clBd rYj;j Btz;Lk; vd Fwpg;gpl;L 11.1.99 md;W Behl;o!; mDg;gp KiwaPl;lhsUf;F bjhe;jut[ bfhLj;jjhf Twg;gLtJ kWf;fg;gLfpwJ.  tpahghu bjhlh;ghd fzf;F eltof;ifapd; mog;gilapy; over draft trjpia mjpfhpg;gJ tA;fpapd; gpupj;Bjfkhd mjpfhukhFk;. tA;fpapy; bgw;w flid rhptu brYj;jhky; nUe;J tUk; KiwaPl;lhshpd; R{H;epiyia fUj;jpy; bfhz;L over draft  trjpapid tA;fp mDkjpg;gjpy;iy.  2k; vjph;kDjhuh; Btz;Lbkd;Bw KiwaPl;lhsh; kPJ tHf;F gjpt[ bra;jjhf Twg;gLtJ jtwhditahFk;.  U}.10 nyl;rj;jpw;F mjpfkhd fld; tR{ypg;gJ rk;ge;jkhf brd;idapYs;s fld; tR{y; jPh;g;ghaj;jpy; tHf;F gjpt[ bra;a Btz;Lk; vd;w me;j mog;gilapy; jhd;  brd;idapYs;s fld; tR{y; jPh;ghaj;jpy; KiwaPl;lhsh; kPJ tHf;F jhf;fy; bra;ag;gl;lJ.  KiwaPl;lhsUf;F bjhptpf;fhky; mtuJ zf;fpypUe;J U}.342/-ia thfd flDf;fhf vLj;Jf;bfhz;L fhBrhiyia jpUg;gp bfhLf;f Btz;Lbkd fojk; mDg;gpajhft[k;, gpd; tA;fp CHpaiu tPl;Lf;F mDg;gp kPjp U}.2000/- jpUg;gp bfhLf;f Btz;Lbkd;W Bfl;f bra;jjhf Twg;gLtJ jtwhditahFk;.  KiwaPl;lhsUf;F chpa Kiwapy; bjhptpj;J mtuJ thfd flDf;fhf U}.342/- mtuJ fzf;fpypUe;J vLf;fg;gl;lJ.  KiwaPl;lhsh; fzf;fpypUe;J KiwaPl;lhshpd; fld; ghf;fpia vLj;Jf;bfhs;tjw;F tA;fpf;F mjpfhuk; cs;sJ.  tA;fp fzf;F Kot[f;F te;jhYk; (m) fzf;F eltof;ifapy; NLglhky; nUf;Fk; epiyapy; KiwaPl;lhsh; mtuJ fhBrhiy g[j;jfj;ij  tA;fpapy; xg;gilf;f Btz;Lk; Mdhy; KiwaPl;lhsh; nd;iwa Bjjpatiu tA;fpaplk; xg;gilf;fhky; nUe;J tUfpwhh;.  ne;jpa xg;ge;j rl;lk; gphpt[-171d; fPH; tA;fpf;F tu Btz;oa fld; bjhiffs; kPJ bghJthf lien Vw;gLj;Jk; chpikia tA;fp bgw;Ws;sJ. me;jtifapy; U}.12000/- Kdwapl;lhshpd; fzf;fpypUe;J thfd flDf;fhd ghf;fp bjhiff;fhf vLj;Jf;bfhs;sg;gl;lJ.  fzf;F efy; KiwaPl;lhsUf;F tHA;fg;gltpy;iy vd TWtJk; jtwhditahFk;.  tA;fp fzf;F itj;jpUg;gth;fs; tA;fp fzf;if Bfl;Fk;bghGbjy;yhk; bfhLg;gjw;F vjph;kDjhuh;fs; jahuhf nUe;Js;sdh;.  tA;fp flid jpUk;g brYj;jhky; nUg;gJ Fwpj;J kw;w tA;fpfSf;F mjid bjhptpj;J kw;w tA;fpfis c&hh;gLj;JtJ jtwhditay;y.  tA;fpf;F tuBtz;oa gzj;jij rl;l hPjpahf KiwaPl;lhsplkpUe;J tR{ypg;gJ jtwhditay;y.  2 kw;Wk; 3-k; vjph;kDjhuh;fs; Kd;dhs; jiyik Bkyhsuhf tA;fpapy; gzpahw;wpath;fs;.  mth;fSf;F jdpgl;l Kiwapy; ve;etpj bjhlh;g[k; 1k; vjph;kDjhuh;fSf;F nilBa fpilahJ.  vdBt mth;fs; ne;j kDf;F Bjitaw;w jug;gpdh; Mthh;. bghJkf;fs; kj;jpapy; 1k; vjph;kDjhuh; tA;fpapd; g[fGf;F fsA;fk; Vw;gLj;Jk; tifapy; KiwaPl;lhshpd; ne;j g[fhh; kDt[ld; Brh;j;J rp.rp. 103/00, rp.rp.105/00, rp.rp.106/00, kw;Wk; rp.rp.108/00 Mfpa tHf;Ffs; jhf;fy; bra;jpUf;fpwhh;.  vdBt nk;kD js;Sgo bra;agl Btz;Lk;.

5.   kDjhuh; jug;gpy; gpukhz thf;FK}yk; jhf;fy; bra;J,  k.rh.M1 Kjy; k.rh.M-13 tiuapyhd rhd;whtzA;fis FwpaPL bra;ag;gl;lJ. vjph;kDjhuhfs; jug;gpy; gpukhz thf;FK}yk; jhf;fy; bra;J, vjph;kDjhuh;fs; jug;g[ rhd;whtzA;fs; vJt[k; FwpaPL bra;ag;gl;ltpy;iy.  nU jug;gpdUk;, tha;bkhHp rhl;rpak; vJkpy;iy.  

6.  ghprPyidf;Fhpa tpdhf;fs; gpd;tUkhW:-

   

    m) vjph;kDjhuhfs; jug;gpy; Britf;FiwghL VBjDk; cs;sjh?.

 

    M) kDjhuh;  bgwjFe;j ghpfhuA;fs; vd;d?

 

7. jPh;t[f;Fhpa tpdh - m:

Sri Fkhh; Bkl;r!; vd;w bgaphy; jPg;bgl;o kw;Wk; K}ybghUl;fs; tpahghuk; bra;a[k; epWtdj;jpw;F KiwaPl;lhsh; chppikahsh; vd;gJk;, Bkw;go epWtdk; gjpt[ bra;ag;gl;L gy tUlA;fshf ne;jpah KGttjw;Fk; ruf;Ffis mDg;gp tpahghuk; bra;J tUtJk;, 1k; vjph;kDjhuh; tA;fpapy; KiwaPl;lshh; Brkpg;g[ fzf;F vz;. 106/19289 bjhlA;fp elj;jpbfhz;L tUtJk;, Bkw;go epWtdj;jpd; bgahpy; CC/C&1/2012 (g[jpa vz;.CC/C&111029) vd;w vz;zpy; elg;g[fzf;F bjhlA;fp tut[ bryt[ bra;J elj;jp te;jhh; vd;gJk; nUjug;gpduhYk; xg;g[f;bfhs;sg;gl;l mk;rkhFk;.

8.  KiwaPl;lhsh; jug;gpy; 2k; vjph;kDjhuhpd; fhH;g[zh;r;rp fhuzkhf Cash Credit fldpy; U}.46306/-Kk;, thfd fldpy; U}.14,052/-Kk; Mf bkhj;jk; U}.60,358/-kl;LBk  fld; tuk;gpw;F mjpfkhd nUe;jjhf bjhptpj;J mf;flid brYj;Jk;go Behl;o!; mDg;gpa[k;, fld; tR{y; jPh;ghaj;jpy; KiwaPl;lhsUf;F vjpuhf tHf;F jhf;fy; bra;Jk; KiwaPl;lhsiu kdcisr;rYf;F cs;shf;fpajhft[k;,  vt;tpj Kd;dwptpg;g[k; nd;wp KiwaPl;lhshpd; fzf;fpypUe;J U}.342/-I thfd flDf;fhf 26.10.99 md;W tut[ itj;J bfhz;L fzf;if Koj;Jtpl;ljhft[k; Fwpg;gpl;L fojk; mDg;gpajhft[k;, brf;g[j;jfj;ij jpUk;g xg;gilf;fBtz;Lk; vd BkYk; KiwaPl;lhsh; tPl;Lf;F tA;fpapd; CHpah; te;J thfd flDf;fhd ghf;fp bjhif U}.2000/- brYj;j Btz;Lk;, ny;iybadpy; thfdj;ij gwpKjy; bra;JtpLBthk; vd;W TwpdBghJ, rpukj;jpw;fpilBa U}.1800/-ia KiwaPl;lhsh; jpUg;gp brYj;jpajhft[k;, BkYk; Kd;dwptpg;g[ nd;wp Kiwapl;lhshpd; tA;fp fzf;fpypUe;J U}.250/-I vLj;Jf;bfhz;L, fzf;if Koj;Jtpl;ljhft[k; fojk; mDg;gp tA;fpapd; brf; g[j;jfj;ij jpUk;g xg;gilf;Fk;go Fwpg;gpl;L 9.11.99 fojk; mDg;gpajhft[k; mjdhy; U}.4,50,000/- tpahghu e&;lk; Vw;gl;ljhf Twg;gLfpd;wJ.  Bfl;oUe;jjhft[k;, Fwpg;gplg;gl;Ls;sJ.

9.  vjph;kDjhuh;fs; jug;gpy; tpahghuk; bjhlh;ghd fzf;F eltof;ifapd; mog;gilapy; jhd; Over Draft trjp mjpfhpg;gJ tA;fpapd; mjpfhukhFk; vdt[k;, mjd;go KiwaPl;lhsh; fld; ghf;fp bjhifia rhptu brYj;jhky; nUe;J te;j R{H;epiyia fUj;jpy; bfhz;L Over Draft trjp tA;fpahy; mDkjpf;fg;gltpy;iy vdt[k; U}.10,00,000/-f;F mjpfkhd flid tR{ypg;gjw;F brd;idapYs;s fld; tR{}y; jPh;ghaj;jpy; jhd; tA;fpfs; tHf;F jhf;fy; bra;ag;glBtz;Lk; vd;w mog;gilapy; KiwaPl;lhshpd; kPJ Bkw;go jPh;ghaj;jpy; tHf;F jhf;fy; bra;agl;lljhft[k;, BkYk; k.rh.M7 fojj;jpd; K}yk; KiwaPl;lhshpd; thfd flDf;fhf mtuJ Brkpg;g[ fzf;fpypUe;J U}.342/- vLf;fg;gl;Lk;, KiwaPl;lhsh; tA;fp fzf;F eltof;ifapy; NLglhky; nUe;jija[k; fUj;jpy; bfhz;L tA;fp fzf;F Kof;fg;gl;L gad;gLj;jhf fhBrhiy g[j;jfj;ij jpUk;g tA;fpapy; xg;gilf;f Btz;Lbkd bjhptpf;fg;gl;ljhft[k; Twg;gl;Lfpd;wJ.

10. Foahj;jk; !;Bll; BghA;f; Mg; ne;jpah fpisapy; elg;g[ fzf;fpy; 2k; vjph;kDjhuh; KiwBfL bra;jjhft[k;, mJFwpj;J tA;fpapd; cah; mjpfhhpfSf;F KiwaPl;lhsuhy; g[fhh; bra;agl;ljd; fhuzkhf KiwaPl;lhspd; kPJ 2k; vjph;kDjhuh; fhH;g[zh;r;rp bfhz;L KiwaPl;lhsUf;F gyf&;lA;fs; bfhLf;fg;gl;ljhf Twg;gLtJ rk;ge;jhf vt;tpj Mtz;fSk; jhf;fy; bra;agltpy;iy.  tA;fpf;F brYj;jBtz;oa fld; bjhif U}.10,00,000/-f;F mjpfkhf nUf;Fk; gl;rj;jpy; mj;bjhifapid tR{ypf;f brd;idapYs;s fld; tR{y; jPh;ghaj;jpy; jhd; tA;fpfs; flshspfs; kPJ tHf;F jhf;fy; bra;aBtz;Lk; vd fld; tR}{y; rl;lj;jpy; Fwpg;gplg;gl;Ls;sJ. me;j mog;gilapy; jhd; Bkw;go jPh;ghaj;jpy; KiwaPl;lhsUf;F vjpuhf O.A.No.12241/1999 tHf;F vjph;kDjhuh;fs; tA;fpahy; jhf;fy; bra;agl;L me;j tHf;fpw;fhd miHg;ghiz k.rh.M6 Bkw;go jPh;g;ghaj;jpy;  KiwaPl;lhsUf;F mDg;ggl;Ls;sJ.   vdBt KiwaPl;lhsiu miy fHpf;f Btz;Lk; vd;W Behf;fj;jpy; Bkw;go jPh;ghaj;jpy; vjph;kDjhuh;fs; Btz;Lbkd;Bw tHf;F jhf;fy; bra;agl;ljhf Twg;gLk; KiwaPl;lhshpd; Tw;W Vw;f Toajhf ny;iy.

11. vjph;kDjhuh;fs; tA;fpahy; KiwaPl;lhsUf;F mDg;gp itf;fgl;Ls;s 26.10.99 Bjjpapl;l k.rh.M7 fojj;jpy; fld; mDkjpf;fgl;lbghGJ tA;fpahy; bjhptpf;fgl;l epge;jidfis KiwaPl;lhsh; epiwBtw;whjjhYk;, brYj;j Btz;oa fld; bjhifia jpUk;g brYj;jhjjhYk; General line vd;w chpikapd; mog;gilapy; KiwaPl;lhshpd; tA;fp fzf;F vz;. 106/19289 ypUe;J U}.342/-fld; vz;.86f;F vLj;Jf;bfhz;L kPjp brYj;j Btz;oa fld; bjhif U}.13,843/-I 1.10.99 BjjpapypUe;J nd;W tiu tl;oa[ld; brYj;jBtz;Lk; vdt[k; Bkw;go KiwaPl;lhshpd;  Brkpg;g[ fzf;F Kof;fg;gl;ljhft[k;, mjd;go gad;gLj;jglhj fhBrhiyfis tA;fpapy; jpUk;g xg;gilf;f bra;aBtz;Lk; vdt[k; Fwpg;gpl;Ls;sJ vd;gJk; mBjBghy tA;fpahy; KiwaPl;lhsUf;F mDg;gp itf;fg;gl;Ls;s 9.11.99 Bjjpapl;l k.rhM.10 fojj;jpy; KiwaPl;lhsuhy; brYj;jg;gl;l U}.1800/-I KiwaPl;lhshpd; fld; fzf;F vz;.86f;F tut[ itj;J bfhz;ljhft[k;, KiwaPl;lhshp;d Brkpg;g[ fzf;F vz;.106/19289-y; bfhz;L tug;gl;l U}.250/-k; fld; fzf;fpy; rhp bra;agl;ljhft[k;, Vw;fdBt mDg;gpitf;fgl;Ls;s 26.10.99 Bjjp fojj;jpd; Fwpg;gplg;gl;Ls;sgo gad;gLj;jglhj fhBrhiyfis jpUk;g xg;gilf;f Btz;Lk; vdt[k; Fwpg;gplg;gl;Ls;sJ.  KiwaPl;lhspd; Brkpg;g[ fzf;fpy; Over Draft trjp rpy epge;jidfis mDkjpf;fg;gl;Ls;sJ.  KiwaPl;lhsuhy; tA;fpf;F brYj;j Btz;oa ghf;fp bjhif Over Draft trjp eph;iza epge;jidf;F mjpfkhf Bghdt[ld; me;j ghf;fp bjhifia KiwaPl;lhsh; brYj;jg;glhky; nUe;jepiyapy, Brkpg;g[ fzf;fpypUe;j epYit bjhif fld; ghf;fpahf vLj;Jf;bfhz;L, fzf;F Kof;fg;gl;L, gad;gLj;jglhj fhBrhiyfis tA;fpapy; jpUk;g xg;gilf;f bra;aBtz;Lk; vd k.rh.M-7 kw;Wk; k.rh.M10 Mfpa fojA;fspd; K}yk; KiwaPl;lhsUf;F vjph;kDjhuh;fs; tA;fp bjhptpj;Js;s epiyapy; vt;tpj mDkjpa[kpd;wp KiwaPl;lhshpd; tA;fp fzf;fpypUe;J U}.342/-I fld; ghf;fpf;fhf vLj;Jf;bfhz;ljhf Twg;gLk; Kiwapl;lhshpd; Tw;W Vw;fToajhf ny;iy.

12. KiwaPl;lhsh; jug;gpy; kcwhuh&;ouh khepyk; mcwkjhghj; efhpy; nUe;J KiwaPl;lhsUf;F 18.7.00 md;W U}.15,448/-f;fhd o.o.ia 20.7.00 md;W vjph;kDjhuh;f;s tut[ itj;J, me;j gzj;ij thfd flDf;fhf brYj;jBtz;Lk; vd Twp vjph;kDjhuh;fs; gpoj;jk; bra;Jbfhz;L, kPjpia KiwaPl;lhsUf;F tHA;fpajhft[k; BkYk; KiwaPl;lhshpd; bgahpy; 19.7.00 md;W te;j U}.4700/-f;fhd o.o.iaa[k; flDf;fhf tut[ itj;Jf;bfhz;ljhft[[k; Twg;gLtJ Fwpj;J, vjph;kDjhuh;fs; jug;gpy; ne;jpa xg;ge;j rl;lk; gphpt[ 171 fPH; tA;fpf;F fld; bjhiffs; kPJ bghJthd yPd; Vw;gLj;Jk; chpik cs;sjhft[k; mjd;go KiwaPl;lhshpd; fzf;fpypUe;J U}.12000/-ij thfd fld; ghf;fpf;fhf  vLj;Jf;bfhz;ljhft[k;, fld; fzf;Ffs; midj;Jk;  KiwaPl;lhsh; Bfl;Fk; bghGbjy;yhk; tA;fp bfhLf;f jahuhf nUe;jjhft[k;, KiwaPl;lhsuhy; brYj;jBtz;oa fld; bjhifia rl;lhPjpahf tA;fp tR{ypg;gJ jtwhditay;y vd Twg;gLfpd;wJ.  vjph;kDjhuh;fs; tA;fpapy; KiwaPl;lhsh; tpaghuk;  bra;J te;jBghJ mtUf;F rpy epge;jidfSld; Toa Over Draft trjp vjph;kDjhuh;f;s tA;fpahy; mDkjpf;fg;gl;oUe;jJ Fwpj;J KiwaPl;lhsh; jug;gpy; kWf;fg;gltpy;iy Over Draft trjp mog;gilapy; eph;izapf;fgl;l bjhiff;F mjpfkhf KiwaPl;lhsh; brYj;j Btz;oa ghf;fp bjhif nUe;jjhYk; KiwaPl;lhsUk; mtuJ Brkpg;g[ fz;fF eltof;ifia bjhluhky; ghf;fp bjhifia brYj;jhky; nUe;jjhYk; ne;jpa xg;ge;j rl;lk; gphpt[ vz;.171y; tA;fpf;F tHA;fg;gl;Ls;s General lien vd;w chpikapd; mog;gilapy; KiwaPl;lhsUf;F tpahghuk; hPjpahf tug;gl;l o.o. bjhifapypUe;J KiwaPl;lhshpd; fld; bjhiff;fhf U}.12,000/- vLj;Jf;fbfhs;sg;gl;lJ jtuhdit my;y.  me;j bray; tA;fpapd; rl;l hPjpahd fld; tR}{y; eltof;ifahFk;.  BkYk; vjph;kDjhuh;fs; tA;fp eltof;ifapd; fhuzkhf KiwaPl;lhshpd; tpahghuk; U}.4,50,000/- e&;lk; Vw;gl;ljhf Twg;gLk; Tw;W rk;ge;jkhf tpahghu fzf;F eltof;iffspd; MtzA;fisBah, tUkhdthp fzf;F MtzA;fisBah nt;tHf;fpy; KiwaPl;lhsuhy; jhf;fy; bra;ag;gltpy;iy.  ne;epiyapy; vjph;kDjhuh;fspd; ftdFiwthYk;, BritFiwg;ghl;lhYk; KiwaPl;lhsUf;F Bkw;go bjhiff;fhd tpahghu e&;lKk; mjdhy; kdcisr;rYk; kdFHg;gKk;, Vw;gl;ljhf Twg;gLk; Tw;W Vw;f Toajhf ny;iy. mjd;go vjph;kDjhuh;fs; jug;gpy; BritFiwghL vJt[k; Vw;gl;oUf;ftpy;iy vd Kot[ bra;J tpdh vz;.(m)f;F tpilaspf;fg;gLfpwJ.

13.   jPh;t[f;Fhpa tpdh (M):

vjph;kDjhuh;fspd; Brit FiwghL Tw;W KiwaPl;lhsh; jug;gpy; epUgpf;fg;gltpy;iybad tpdh vz;.(m)tpy; Kot[ bra;jjpd;go nk;kDtpy; kDjhuUf;F ghpfhuk; vJt[k; fpilf;f Toajpy;iy vd Kot[ bra;J tpdh vz;.(M)-f;F tpilaspf;fg;gLfpwJ.

14. nWjpapy; nk;kD js;Sgo bra;ag;gLfpwJ.  bryt[ bjhif ny;iy.

ne;j cj;jut[ jiyth; mth;fshy; RUf;bfGj;J jl;lr;rhplk; bkhHpjy; bra;ag;gl;L, jl;lr;rpy; tof;fg;bgw;W, jiyth; mth;fshy; ghh;itaplg;gl;L gpiHjpUj;jA;fs; bra;J, 2010-Mk; Mz;L $dthp jpA;fs; 12-k; ehshfpa nd;W nj;jpwe;j kd;wj;jpd; Kd; gfug;gLfpwJ.       

 

 

cWg;gpdh;-1                 cWg;gpdh; - 2                        jiyth;.

 

 

kDjhuh; jug;g[ rhd;whtzA;fs;: -

 

k.rh.M1 –   --   -kj;jpa tpw;gid thprl;lj;jpd; fPH; gjpt[ bra;ag;gl;ljw;fhd

                     rhd;wpjH; efy;.

k.rh.M2-    --   -khepy tpw;gid thpr;rl;lj;jpd; fPH: gjpt[ bra;ag;gl;ljw;fhd

                     rhd;wpjH; efy;.

k.rh.M3- 1.10.99 - tHf;fwpqh; mwptpg;g[ efy;.

k.rh.M4-    -    - mq;ry urPJ.

k.rh.M5- 11.10.99    - tHf;fwpqh; mwptpg;g[.

k.rh.M6-    --   - fld; tR}}{y; jPh;ghak; rk;kd;.

k.rh.M7- 26.10.99    - tA;fp fojk;.

k.rh.M8- 29.10.99    - rh;ogpBfl; Mg; Bgh!;l;.

k.rh.M9- 9.11.99 - U}.1880/-f;F fl;oa bryhd;.

k.rh.M10-9.11.99 - tA;fp fojk;.

k.rh.M11-18.7.00 - blypfpuhk;.

k.rh.M12- 19.7.00    - U}.4700/-f;F ml;it!;.

k.rh.M13-   --   - mq;ryf xg;g[jy; ml;il.

 

vjph;kDjhuh;fspd; jug;g[ rhd;whtzA;fs;:   ..ny;iy..

 

                    

cWg;gpdh;-1                 cWg;gpdh; - 2                        jiyth;.

 

 

 

 

 

 

 

 

 

 


[ Hon'ble Tmt G.Malarvizhi, B.E] MEMBER[ Hon'ble Thiru A.Sampath, B.A., B.L] PRESIDENT[ Hon'ble Tr K.Dhayalamurthy, Bsc] MEMBER