Orissa

Anugul

CC/36/2012

Satyananda Garnaik - Complainant(s)

Versus

BM,Magma Finance Ltd. & others - Opp.Party(s)

Md. Azad

26 Jul 2019

ORDER

DISTRICT CONSUMER DISPUTES REDRESSAL FORUM
ANGUL
 
Complaint Case No. CC/36/2012
( Date of Filing : 10 Apr 2012 )
 
1. Satyananda Garnaik
At-Kulei, Ps-Gaham, PS-Samal,Angul
...........Complainant(s)
Versus
1. BM,Magma Finance Ltd. & others
At-Hanuman Bazar,PO/PS/Dist-Angul
............Opp.Party(s)
 
BEFORE: 
 HON'BLE MR. Durga Charan Mishra PRESIDENT
 HON'BLE MRS. Sunanda Mallick MEMBER
 HON'BLE MR. Kalyan Kishore Mohanty MEMBER
 
For the Complainant:
For the Opp. Party:
Dated : 26 Jul 2019
Final Order / Judgement

 OFFICE OF THE DISTRICT CONSUMER DISPUTES REDRESSAL FORUM, ANGUL

 

       PRESENT:- SRI  DURGA CHARAN MISHRA.                          

                                       PRESIDENT

                                                             A N D

                                   Smt.Sunanda Mallick &Sri K.K.Mohanty,

                                      MEMBERS .

 

                              Consumer Complaint No. 36 of 2012

                                         Date  of  Filling : -10.04.2012.

                                                 Date  of  Order :-  26.07.2019.

 

 Satyananda Garnayak,S/O.Indramani Garnayak,

 Vill.Kulai,P.O.Gaham,P.S.Samal Barrage,

 Talcher, Dist.Angul.

                                          __________________________________________Complainant.

                   Vrs.

01.          Branch Manager,M/S.Magma Fin.Corp.Ltd,

               At-Hanuman Bazar (In front of Subhra Tower),

              N.H-55, P.O/P.S/Dist.-Angul

 

02.         DivisionalManager, M/S.Magma Fin.Corp.Ltd,

       At- Nirmal Plaza,1st Floor,Forest Park,

        Bhubaneswar- 9, Dist.Khurda.

 

03.      Head Office, M/S.Magma Fin.Corp.Ltd,

          At-24 Park Street,Kolkata- 7000016.

                                             _____________________________________________Opp. parties.

 

For the complainant     :-  Sri Md.Azad & associates (Advs.)

For the opp.parties       :-  Sri P.Mishra & associates (Advs.)

 

                                      : J U D G E M E N T   :

Sri D.C.Mishra,President.

          The  complainant has filed this  case with prayer  to  direct  the opp.parties to   issue/provide N.O.C/N.D.C of  the  Vehicle  No. OR-19G-5425(Maruti Alto) in favour of the  complainant, Rs. 1,00,000.00  towards  loss, mental agony  and harassment and Rs. 5,000.00  towards  cost of  litigation.

2.       The  complainant’s  case runs thus :-

          That, after  receiving  Rs.1,15,000.00  approximately  from the  complainant  as down  payment  and some  post  dated  cheques, the  opp.parties  disbursed  loan of  Rs.2,00,000.00  for purchase of  Maruti Alto Car No. Or-19G-5425  and the   loan as  well as  interest of Rs. 40,000.00   i..e  to tal Rs. 2,40,000.00  was to be  repaid in EMIs   commencing  from July,2005 to  May, 2010. It is  pleaded   that the   complainant   has already  repaid   the  loan dues  along with  interest  by repaying  total  amount of Rs.2,80,750.00 only. It is  further  averred that  though  the  complainant  has paid  Rs. 2,80,000.00  against   contract  amount of Rs. 2,40,000.00  but the  opp.parties   did not  give  the  N.O.C  and harassed  him. The  complainant  time and again approached  and  requested the opp.parties  to  give the NOC  and  the post   dated  cheques  submitted   by  him  but the opp.parties  demanded Rs. 12,300.00  with  threaten to sale  his vehicle. So  the  complainant  has come to  this  forum for  justice.

3.       The opp.parties  have  contested the  case  by  filing  written version  with prayer to  dismiss  the  complaint  petition  with   cost on the  grounds  that   it is  false  frivolous and without   having  any  merit.

4.       On  perusal of the  records it is  found that the opp.parties have  already  received Rs.,280,000.00   against   contract   amount of Rs. 2,40,000.00 .The  complainant has  filed  written  argument stating that  though  he had  prayed  many things in the complaint  petition  but  now  he is  willing to  receive the  NOC only  without  any  further  claim. He has also prayed  to  wave  out the  arrear  miscellaneous  charges  if  any  demanded by the  opp.parties. The  opp.parties  counsel  has  received the  said   written   argument  of the  complainant  without  any  objection.

 

          This is a   very old  case of the year 2012  and the  complainant has suffered a  lot due  to  want of NOC . In the  above situation  this  forum is  driven  to irresistible  conclusion  that   the ends  of  justice  can be  met by  directing   the  opp.parties to handover  the      NOC/NDC of  Car No. Or-19G-5425 to the  complainant without any  further  demand  or  claim. Hence   the  order :-

: O R D E R :

          The  case is  disposed  of  on contest.  The  opp.parties  are  directed  to issue NOC/NDC of  Maruti Alto Car No. OR-19G-5425 to the  complainant within 30 days  of  getting this order. The opp.parties  cannot demand  anything  more  to the  complainant.

                                                                                                                Judgement delivered in the open forum  

                                                                                                                today the  26th  July,2019 with hand  

                                                                                                                and seal of this Forum.

 

Typed to my dictation

and corrected by me                                                                                Sd/-

                                                                                                                  (Sri D. C. Mishra)        

   Sd/-                                                                                                              President.       

  (Sri D.C.Mishra )                                                                

         President.                                                                                     Sd/-

                                                                                                                (Smt.S.Mallick),

   Sd/-                                                                                                            Member.

  (Sri K.K.Mohanty )                                                            

         Member.                                                      

 

 

 
 
[HON'BLE MR. Durga Charan Mishra]
PRESIDENT
 
[HON'BLE MRS. Sunanda Mallick]
MEMBER
 
[HON'BLE MR. Kalyan Kishore Mohanty]
MEMBER

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