Andhra Pradesh

StateCommission

FA/848/2012

1. Shriram General Insurance Co. Ltd., Rep. by its Managing Director, Head Office, E-8, EPIP RIICO, - Complainant(s)

Versus

Behara rajasekhar patnaik S/o. Simchalam Patnaik, Aged about 38 Years, - Opp.Party(s)

M/s. k.Maheswara Rao

17 Jul 2013

ORDER

 
First Appeal No. FA/848/2012
(Arisen out of Order Dated 16/05/2012 in Case No. CC/109/2011 of District Srikakulam)
 
1. 1. Shriram General Insurance Co. Ltd., Rep. by its Managing Director, Head Office, E-8, EPIP RIICO,
Sitapura, jaipur, Rajasthan -302022.
2. 2. The Branch Manager, Shriram General Insurance Co. Ltd., D.No.43-18-17, Gudem Plaza, 101, Siva Sankar Motors,
(Hero Honda) Lane, New Colony, Venkataraju Nagar, Visakhapatnam.
3. 3. The Branch Manager, Shriram General Insurance Co. Ltd., besides Andra Bank (RCB), New Bridge Road,
Srikakulam town and District.
...........Appellant(s)
Versus
1. Behara rajasekhar patnaik S/o. Simchalam Patnaik, Aged about 38 Years,
R/o. Srinivasa Nagar Colony, Tekkali Village and Mandal, Srikakulam Dist.
...........Respondent(s)
 
BEFORE: 
 HONABLE MR. SRI R. LAXMI NARASIMHA RAO PRESIDING MEMBER
 HONABLE MR. T.Ashok Kumar MEMBER
 
PRESENT:
 
ORDER

BEFORE THE

F.A.No.848 

Between                                           

1.  Shriram Head Office, E-8, EPIP RIICO

2.  The Branch Manager,
Siva Lane, New Colony,

3.  The Branch Manager,
Besides Andhra Bank (RCB) New Bridge Road

                                                       

       

Behara                                                       Counsel for the Appellants            Counsel for the Respondent  

 QUORUM:       SRI R.LAKSHMINARSIMHA RAO, HON’BLE MEMBER

                                                                      

                                              

TWO THOUSAND THIRTEEN

 

            

1.              

2.            

3.             

4.            

5.            

6.            

7.            `43,415/-  

1. Notice shall be given in writing to the Company immediately upon the occurrence of any accident of loss or damage and in the event of any claim and thereafter the insured shall give all such information and assistance as the Company shall require. Every letter claim writ summons and/or process shall be forwarded to the Company immediately on receipt by the Insured. Notice shall also be given in writing to the Company immediately the insured shall have knowledge of any impending prosecution Inquest Fatal Injury in respect of any occurrence which may give rise to a claim under this policy. In case of theft or other criminal act which may be subject of claim under this policy the insured shall give immediate notice to the Police and co-operate with the Company in securing conviction of the offender”.

 

8.                   Hon’ble“New India Assurance Company Ltd In;

In the case of theft where no bodily injury has been caused to the insured, it is incumbent upon the respondent to inform the Police about the theft immediately, say within 24 hours, otherwise, valuable time would be lost in tracing the vehicle. Similarly, the insurer should also be informed within a day or two so that the insurer can verify as to whether any theft had taken place and also to take immediate steps to get the vehicle traced. The insurer can coordinate and cooperate with the Police to trace the car. Delay in reporting to the insurer about the theft of the car for 9 days, would be a violation of condition of the Policy as it deprives

Hon’ble Supreme Court of India in”.

 

 

9.            

10.           

                                                                                                                                      MEMBER

                                                                                                                                                             కె.ఎం.కె*

 
 
[HONABLE MR. SRI R. LAXMI NARASIMHA RAO]
PRESIDING MEMBER
 
[HONABLE MR. T.Ashok Kumar]
MEMBER

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