ftYgk xzkgd rØkj fuokj.k eap] o/kkZ

 rØkj izdj.k Øekad % 74@2007                            nk[ky fnukad          % 08-10-2007

                                                                                    uksVhl rkehyhpk fn-% 28-11-2007

  fudky fnukad         %30-6-2008

                      izdj.kkpk dkyko/kh  % 7 e- 2 fnol

   1½    ‘kadjyky mnsjke fclk.kh]                                                            ---rØkjdrZs

            o; % 77 o”kZs]

   2½    Jherh X;kudqaoj mQZ izseyrk ‘kadjyky fclk.kh]

            o; % 70 o”kZs]

            nks?ksgh jk- f’kokth pkSdktoG] o/kkZ-

    3½   egsanz ‘kadjyky fclk.kh]

            o; % 55 o”kZs] O;olk; % /kank]

    4½    ujsanz ‘kadjyky fclk.kh]

            o; % 52 o”kZs] O;olk; % /kank]

    5½    lkS- lqeu ujsanz fclk.kh]

            loZ jk- flfOgy ykbZUl] o/kkZ-

    6½    lqjsanz ‘kadjyky fclk.kh]

            O;olk; % /kank]

    7½    lkS- lqfurk lqjsanz fclk.kh]

            nks?ksgh jk- fcjyk xsV Ø- 1] tBkjisB] vdksyk-

    8½    jktsanz ‘kadjyky fclk.kh]

            O;olk; % /kank]

            jk- ,l&2] ckaxjuxj] xksjsxko] eqacbZ-

                        & fo  #  /n  &

             cWad vkWQ bafM;k]                                                                   ----fo#/ni{k

             Fkzq  bV~l czkap eWustj]

             gkWfLiVy jksM] o/kkZ-

U;k;eap x.kiqrhZ             %      Jh- jkeyky Hk-lksek.kh] ek-v/;{k

                                           lkS- lq”kek  iz- tks’kh] ek-lnL;k

vtZnkj ;kaps rQsZ      %      vWM- Jh- ,l- ds- Hkks;j-

fo#/n Ik{kkrQsZ             %    vWM- Jh- ih- ,e- ns’kikaMs-

                                                  %%%   vk  ns   ‘k   %%%

                                           ¼ ikjhr fnukad % 30-6-2008½

lkS- lq”kek tks’kh] ek-lnL;k] ;kaps dFkukuqlkj-

1-                RkØkjdRkkZ Ø- 8 us  lnj rØkj eapkph ijokuxh ?ksmu ,d= nk[ky dsyh vkgs- vusd eqnr Bsohe/;s rØkjdrZs Ø- 1 o 2 la;qDrjhR;k Bsohnkj vkgsr- rjhns[khy brj Bsohnkj@rØkjdrZs ;k ukR;kus rØkjdrZs Ø-2 rs  8 ;kauh osxosxGh dksVZ Qh Hkj.ks vko’;d vkgs-

mijksDr RkØkjdR;kZauk cWadsus R;kauk fnysY;k nks”kiw.kZ lsosckcr eapke/;s xzk-la-dk- 1986 varxZr nk[ky dsysyh vkgs- rØkjdR;kZph rØkj FkksMD;kr v’kh vkgs dh] R;kus R;kP;k Lor%P;k o R;kP;k dqVqafc;kaP;k ukokus dkgh eqnr Bsoh fo#/n i{kkdMs BsoY;k gksR;k- lnj eqnr BsohaP;k izek.ki=kpk rif’ky [kkyhyizek.ks vkgs-

mijksDr eqnr Bsoh fo#/ni{kkdMs BsoysY;k gksR;k- ijhiDork rkj[ksl rØkjdrkZ Ø- 1 fo#/ni{kkdMs xsyk ukgh vkf.k izFker% ,fizy 2007 e/;s xsyk vlrk R;kus ys[kh fouarh d#u ijhiDo >kysY;k eqnr Bsoh ijhiDork rkj[ksiklwu iq<hy ngk o”kkZdjhrk ijhiDork rkj[ksl vlysY;k O;kt njkus iquZxaqro.kwd djkoh v’kh fn-03-04-2007 yk fouarh dsyh- ijarw rls ?kMys ukgh-

2-                rlsp rØkjdR;kZus uewn dsysY;k ijhPNsn Ø- 4 e/khy rDR;kuqlkj eqnr Bsoh ¼eqnr Bso izek.ki= Ø- 06446] 06445] 06447] O;kt nj 13 VDds] ijhiDork fn-18-07-98] xaqro.kwd fn-18-09-96½ ijhiDork rkj[ksuarj ljG 2010 Ik;Zar deh O;kt njkus iquZxaqro.kwd d#u fnysyh vkgs- vtZ dj.;kP;k rkj[ksyk ykxw vlysys O;ktnj fo#/ni{k cWadsus ykxw dsysys vkgs- ijarw eqnr Bso ijhiDork rkj[ksyk ykxw vlysys O;kt nj fo#/ni{k ;kauk lnj iquZxaqro.kqdhoj dj.ks vko’;d gksrs-

3-                 [kkyhy rDR;kuqlkj eqnr Bsoh 1997 e/;s tek dsY;k vlrk vf/kd ijhiDork rkjh[k 2002 e/;s 6-50VDds o ojh”B ukxjhd 1 VDds vfrfjDr  vls 7-50 VDds O;kt nj vlrkauk QDr 5-75 VDds O;kt nj 05-11-2007 Ik;Zar iquZxaqro.kqd dsysyh vkgs-

Ekqnr Bsoh o R;kaps fdaer R;k rkj[kkauk ekx.kh dsysY;k O;kt njkus xaqro.kqd dsY;kl ;s.kkjh jDde leksj n’kZfoY;kizek.ks jkghy o fo#/ni{kkauh fnysyh jDde ikgrk rØkjdR;kZP;k ekx.khuqlkj ?ks.ks vlysY;k jdese/kwu fo#/ni{kkus fnysyh jDde oGrh d#u #-86]312-16 ps uwdlku rØkjdR;kZl >kysys vkgs- rs R;kyk feGkos] rlsp dks.krhgh lwpuk ulrkauk rhu eqnr Bsoh 2010 lkyki;Zar iwuZxaqr.kwd deh O;kt njkus dsysyh vkgs- fo#/ni{kkP;k ;k laiw.kZ dkjokbZeqGs rØkjdR;kZyk [kwi uwdlku >kysys vkgs- fo#/ni{kkus rØkjdR;kZyk nks”kiw.kZ lsok fnysyh vkgs vkf.k jh>OgZ cWad vkWQ bafM;kP;k ekxZn’kZd rRokph vogsyuk dsysyh vkgs- Eg.kwu O;ktkrhy Qjd] uwdlku HkjikbZ vkf.k eqnr BsohP;k rkj[kk deh d#u feGkO;k o rØkjhpk [kpZ vkf.k brj nkn feGkoh v’;k ekx.khdjhrk rØkj nk[ky dsysyhs vkgs- rØkjdR;kZus vkiY;k rØkjhlkscr fu-Ø- 3 lkscr 22 dkxni=s nk[ky dsysyh vkgsr-

4-                 fo#/ni{kkus R;kP;kfo#/nps vk{ksi QsVkGys vlwu fu;ekuqlkj cWadsus iquZxaqro.kwd dsysyh vkgs vkf.k iquZxaqro.kwdhP;k rkj[ksyk ykxw vlysys O;kt nj fnysys vkgs] fo#/ni{kkus dks.krhgh nks”kiw.kZ lsok fnysyhs ulwu ;ksX; R;k fu;ekuqlkj dkjokbZ dsysyhs vkgs vls mRrj fnysys vkgs- 

5-                 mHk; Ik{kkapk ys[kh ;qDrhokn o nk[ky dkxni=s vkf.k ’kiFki=kojhy Eg.k.ks ;kaps l[kksy voyksdu dsY;kuarj [kkyhy eqn~ns fopkjkFkZ vkys-

6-                 loZ rØkjdrZs fo#/ni{kkps xzkgd vlY;kckcr okn ukgh- dsY;k xsY;k dkjokbZckcr okn ukgh- fo#/ni{kkus fu-Ø-24 lkscr jh>OgZ cWad vkWQ bafM;kps 4 tqyS 2007 ps ijhi=d nk[ky dsys vlwu R;krhy etdqj [kkyhyizek.ks vkgs-

 ^Sr.No.26.3 TERM DEPOSIT MATURITY INTIMATION IN ADVANCE

26.3.1 Banks are required to include in the term deposit application form, a direction for payment of deposits on maturity.

26.3.1  In addition to the above, the banks should also ensure to send, as a rule, an intimation for maturity dates of term deposits well in advance to their depositors in order to extend better customer service.*  

fo#/ni{kkus nk[ky ;knh fu-Ø-27 lkscrps ijhi=dkps Eg.k.ks gsp vkgs-

          “We reproduce below the existing guidelines in the captioned matter as contained in Manual of Instructions (Deposits)-Chapter No.7, Para No.22.2(i)and(ii) :-

i)          interest on an overdue receipt for the overdue period would be payable only when the receipt is renewed from the date of maturity stated on the receipt. The interest allowed shall be at the appropriate rate operative on the date of maturity, of such overdue deposit, which shall be payable only on the amount of deposit so renewed. In case a depositor whishes to renew an overdue deposit from the date of presentation, the deposit would not earn interest from the date of maturity (original due date) upto the date of presentation of the overdue receipt.

 RkØkjdR;kZus vlk ;wDrhokn dsyk dh] cWadsus dks.krhgh ys[kh fdaok rksaMh lwpuk rØkjdR;kZl fnysyh ukgh vls tjhghs vlys rjhgh rØkjdrkZ Ø-1 Lor% ;k dkyko/kh rkj[kkauk vktkjkeqGs cWadsr xsysyk ukgh]R;kdjhrk dkxni=s nk[ky dsys vkgsr o gh ckc rØkjdR;kZus ekaMyh vkgs-

7-                 O;kt nj fo#/ni{kkus osGksosGh fuxZfer dsysyk vkgs] g;kph izr eapke/;s nk[ky vkgs- R;kuqlkj rØkjdR;kZyk fo#/ni{kkus O;kt ns; djkos vls eapkps Li”V er vkgs- Eg.kwu lacaf/kr rØkjdR;kZP;k ukokus tek vlysyh jDde ijhiDork rkj[ksiklwu R;k rkj[ksyk ykxw vlysys O;kt njkus iq<hy ngk o”kkZdjhrk iquZxaqro.kwd dj.;kph rØkjdR;kZaph fouarh fo#/n Ik{kkus QsVkGyh rh ;ksX; ukgh-

8-                 eapkus fo#/ni{kkP;k ofdykauk lnj iquZxaqro.kwd xaqro.kqdnkjkps xSjgtsjhr iq<hy  fdrh dkyko/khdjhrk dsyh tkrs ;kckcr eapkr dkghgh nk[ky dsyh ukgh- rlsp eapkus fo#/ni{kkyk rØkjdR;kZph eqnr Bso [kkrs m?kMY;kcn~nyps QkWeZ miyC/k vlY;kl nk[ky dj.;kl lkafxrys- ijarw rls dkgh nk[ky dj.;kr vkys ukgh- rlsp ijhiDork rkj[ksph lwpuk ;k ngk o”kkZP;k dkyko/khe/;s fnyh xsY;kps dksBsgh uewn ukgh- Eg.kwu eapkps vls Li”V er vkgs dh] fo#/ni{kkus vuqfpr O;kikj izFkspk voyac d#u mijksDr rØkjdR;kZP;k jdek deh O;kt iquZxaqro.kqd d#u nks”kiw.kZ lsok fnysyh vkgs- rlsp jh>OgZ cWad vkWQ bafM;kps fuxZfer ijhi=d o Lor%ps ijhi=d fu;ekaps ikyu dsysys ukgh vls eapkps Li”V er vkgs-  rØkjdrkZ Ø- 1 ps Eg.k.;kuqlkj rks ân;jksxh vkgs o ojh”B ukxjhd vkgs vkf.k brj rØkjdrZs gs ukrsokbZd vlwu ckgsjxkoh jkgrkr] Eg.kwu rØkjdrkZ Ø- 1 ;kauk ;k loZ izdj.kkapk euLrki lgu djkok ykxyk- Eg.kwu ekufld o ‘kkjhjhd =klkiksVh fo#/ni{kkdMwu uwdlku HkjikbZ feG.;kl rØkjdrZs ik= vkgsr- Eg.kwu eap [kkyhyizek.ks vkns’k ikfjr djhr vkgs-

vkns’k

1½            rØkjdR;kZaph rØkj va’kr% ekU; dj.;kr ;sr vkgs-

2½            fo#/ni{k cWadsus rØkjdR;kZP;k eqnrBsoh R;kaps xSjgtsjhr ijhiDo rkj[ksyk ykxw vlysys O;kt njkus iwuZxaqro.kwd u d#u o ijhiDo >kY;kcn~ny ys[kh lwpuk u nsowu o ijhiDo eqnr Bso osxosxG;k O;kt njkus Lor% iquZxaqro.kqd d#u nks”kiw.kZ lsok fnysyh vkgs-

3&v½            fo#/ni{kkus rØkjdR;kZyk vkns’kkrhy ijhPNsn Ø-1 e/khy rDR;krhy uewn eqnr Bso] R;k R;k eqnr Bso ijhiDo rkj[ksiklwu iq<hy 10 o”kkZdjhrk eqnr Bso ijhiDo rkj[ksyk ykxw vlysys 11-5VDds O;kt njkus iwuZxaqro.kqd d#u n;kos- R;kdjhrk rØkjdrkZ Ø- 1 us R;kapstoGhy loZ eqnr Bso izek.ki= fo#/ni{kdMs tek djkos o iksp ?;koh-

fdaok

3&c½ rØkjdR;kZaP;k ekx.khuqlkj O;kt Qjd jDdeiksVh #-80]000@& ,deq’r     rØkjdR;kaZuk ,d= ns; djkos-

4½        T;k eqnrBsoh lu 2010 Ik;Zar fo#/ni{kkus d#u BsoY;k vkgsr] R;k jn~n d#u R;kpsoj iquZxaqro.kwd rkj[ksyk ykxw vlysys laca/khr dkyko/khyk ykxw O;ktnj ykowu o rØkjdrkZ Ø- 1 o 2 P;k eqnr Bsohyk ojh”B ukxjhd lqfo/kk ykowu fMlsacj 2008 Ik;Zar iquZxaqro.kwd d#u |kos-

5½            uqdlkukiksVh fo#/ni{kkus rØkjdR;kZauk ,df=r #-5]000@& ns; djkos-

6½            rØkjhpk [kpZ #-1]000@& fo#/ni{kkus rØkjdR;kZauk ,df=r ns; djkok-

7½            rØkjdrZs Ø- 2 rs 8 ;kauh deh Hkjysyh dksVZ Qh (deficit court fee) #-700@& eapkr HkjY;kuarj fo#/ni{kk fo#/n vkns’k vaeykr ;sbZy-

8½            rØkjdR;kZus ojhyizek.ks iwrZrk dsY;kuarj vkns’kkps ikyu fo#/ni{kkus vkns’kkph izr feGkY;kiklwu 30 fnolkps vkr djkos vU;Fkk vkns’k 3&c uqlkj rØkjdR;kZyk ns; #-80]000@& oj vkns’kkps rkj[ksiklwu jDde pqdrh gksbZi;Zar fo#/ni{kk}kjs n-lk-n-‘ks- 12 VDds izek.ks O;kt ns; jkghy-

9½        mHk; Ik{kkauk vkns’kkph lgh f’kDD;kph izekf.kr izr fu%’kqYd ns.;kr ;koh-

10½            eapke/;s ek- lnL;kadjhrk fnysys ¼c½ o ¼d½ QkbZYlP;k izrh rØkdR;kZauh  ?ksowu tkO;kr-

            ¼lkS-lq”kek tks’kh½                              ¼jkeyky lksek.kh½

                 lnL;k                                              v/;{k

                                                           ftYgk xzkgd eap]o/kkZ