Andhra Pradesh

Chittoor-II at triputi

CC/7/2015

Chitteli Archana, D/o. C.Venkataramaiah - Complainant(s)

Versus

B.Srinivas, Manager (Advances) - Opp.Party(s)

G.Ramaiah Pillai

05 Aug 2015

ORDER

Filing Date:-19-01-2015.

Order Date:-05-08-2015.

 

BEFORE THE DISTRICT CONSUMER DISPUTES REDRESSAL FORUM-II, CHITTOOR AT TIRUPATI

 

       Present:- Sri.M.Ramakrishnaiah, President

       Smt.T.Anitha, Member

                 

WEDNESDAY, THE FIFTH DAY OF AUGUST, TWO THOUSAND AND FIFTEEN

 

C.C.No.07/2015

 

 

Between:

 

1.         Chitteli Archana,

            D/o. C.Venkataramaiah,

            Hindu, aged 29 years,

 

2.         Chitteli Venkataramaiah,

            S/o. C.Sreeramulu,

            Hindu, aged 53 years,

 

Both are residing at:

 

D.No.303, Gandhi Road,

Tirupati.                                                                                             … Complainants

 

And:

 

1.         P.Srinivas,

            Manager (Advances),

            S.B.H., Main Branch,

            PMR Complex,

            Tirupati.

            (Surname amended as per orders in I.A.No.21/2015 dt:13.04.2015)

 

2.         The Chief Manager,

            S.B.H., Main Branch,

            PMR Complex,

            Tirupati.                                                                                 … Opposite parties.

 

 

Counsel for the complainant                      :           Sri.G.Ramaiah Pillai.

 

Counsel for the opposite parties                :           Sri.S.Adinarayana.

 

ORDER

DELIVERED BY SRI.M.RAMAKRISHNAIAH, PRESIDENT

ON BEHALF OF THE BENCH

 

The complainant, his counsel and opposite party and his counsel present and returned the documents to the complainant. Opposite party filed Memo stating that the documents (title deed) is returned to the complainant, complainant also signed in the Memo and represented that he has received back the title deed.

The complainant agreed to pay the gold loan installments regularly till it is settled and he is making efforts to settle that loan amount also. Since the settlement is over, this case is closed as no longer required. 

Pronounced in the Open Forum this the 5th August, 2015.

             

         Sd/-                                                                                                                         Sd/-       

  Lady Member                                                                                                         President

 

APPENDIX OF EVIDENCE

Witnesses Examined on behalf of Complainant.

 

PW-1: Chitteli Archana (Chief Affidavit filed).

 

Witnesses Examined on behalf of Opposite Party.

 

RW-1: P.Srinivas  (Chief Affidavit filed).

 

EXHIBITS MARKED ON BEHALF OF THE COMPLAINANTS

 

Exhibits

(Ex.A)

Description of Documents

  1.  

Photo Copy of application under educational loan scheme Annexure-A to the opposite parties i.e., Bank. Dt: 20.06.2007.

  1.  

Photo Copy of proposal form under educational loan scheme by the complainants 1 and 2. Annexure-B. Dt: 20.06.2007.

  1.  

Photo Copy of loan agreement under Annexure-D. Dt: 20.06.2007.

  1.  

Photo Copy of Arrangement letter under educational loan scheme. Dt: 20.06.2007.

  1.  

Photo Copy of agreement under educational loan scheme in Annexure-A. Dt: 20.06.2007.

  1.  

Photo Copy of affidavit of complainant No.2. Dt: 18.06.2007.

  1.  

Photo Copy of memorandum of deposits of title deeds. Dt: 18.06.2007.

  1.  

Photo Copy of sale deed of house plot No.122. Dt: 08.02.2005.

  1.  

Photo copy of Educational loan account copy No.62034230138.  Dt: 21.06.2007 to 05.11.2014.

  1.  

Photo Copy of certificate of Master of Physiotherapy of complainant No.1. Dt: 19.03.2010.

  1.  

Photo Copy of letter from Opposite Parties No.1 and 2 to the complainants for settlement of out stranding loan amount. Dt: 28.02.2013. 

  1.  

Photo Copy of 2nd Notice under Section 13(2) SRFAE Act 2002. Dt: 09.03.2013.

  1.  

Photo Copy of 3rd Notice for settlement of over due loan under Bank Adalat.  Dt: 13.07.2013.

  1.  

Photo Copy of gold loan for Rs.96,000/- under account No. 62291112619 and payments thereon. Dt: 13.07.2013.

  1.  

Photo Copy of letter from opposite party No.2. to the complainants intimating  relief of interest from 01.04.2009 to 31.12.2013. Dt: 26.03.2014.

  1.  

Photo Copy of income certificate of Complainant No.2 issued by Tahsildar, Tirupati Urban. Dt: 19.04.2014.

  1.  

Photo Copy (Mail) of Educational loan terms of SBH as per website Information.           Dt: 15.06.2014. 

  1.  

Copy of notification in News paper ‘Sakshi’ about subsidy interest on educational loan. Dt: 30.06.2014.

  1.  

Copy of legal notice to opposite parties No.1 and 2 marking copy to Zonal Office, SBH, Tirupati and General Manager, RBI, Hyderabad by courier service. Dt: 04.01.2015.

  1.  

 Photo copy of Delivery run sheet of courier service for delivery to the opposite parties No.1 and 2. Dt: 05.01.2015.

  1.  

Photo copy of Consignment delivery to the Zonal Office, SBH, Tirupati.  Dt: 05.01.2015.

  1.  

Photo copy of Consignment delivery to Reserve Bank of India, Hyderabad. Dt: 05.01.2015.

  1.  

Copy of Reply Notice on behalf of Opposite Party. No. 2 by the advocate in C.C.42/2014. Dt: 11.07.2014.

  1.  

Copy of affidavit filed on behalf of Opposite Party.No.1 in C.C.No.42/2014 over the Consumer Forum-II, Tirupati.

  1.  

Copy of Order held with post C.C.42/2014 sent to the complainant on 27.01.2015 and delivered on 03.02.2015.

  1.  

Report of Chartered Accountant on the Educational loan granted to the complainants under loan account No. 62034230138.  Dt: 04.02.2015.

  1.  

Observation of Chartered Accountant with regard to the loan sanction to the complainants in C.C.07/2015. Dt: 06.04.2015.

  1.  

Copy of letter addressed to the Editoir Sakshi newspaper.  Dt: 09.04.2015.

  1.  

Photo Copy of Central Scheme to provide Interest Subsidy on education loan for the year 2009-10 as per Internet Information.

 

EXHIBITS MARKED ON BEHALF OF THE OPPOSITE PARTIES

 

Exhibits

  (Ex.B)

Description of Documents

1.

A photo copy of Education loan scheme application. Dt: 20.06.2007.

2.

A photo copy of proposal form for loan. Dt: 20.06.2007. 

3.

A Photo copy of Arrangement Letter Dt: 20.06.2007.

4.

A photo copy of Agreement for education loan Annexure-A. Dt: 18.06.2007. 

5.

A photo copy of notary attested affidavit of Complainant. Dt: 18.06.2007.

6.

A photo copy of memorandum of deposit of title deeds. Dt: 18.06.2007.

7.

A photo copy of sale deed favour of complainant. Dt: 08.02.2005.

8.

A photo copy of Statement of Account No. 62034230138. Dt: 21.06.2007 to 05.11.2014.

9.

A photo copy of Demand loan / O.D. against gold ornaments.  Dt: 13.07.2013.

10.

A photo copy of D.P.Note.  Dt: 13.07.2013.

11.

A photo copy of DP Note delivery letter. Dt: 13.07.2013.

12.

A Photo copy of Statement of Account No.62291112619. Dt: 13.07.2013 to 05.11.2014.

13.

A photocopy of application for OD against gold loan. Dt: 31.03.2014.

14.

A photocopy of DP Note & copy of terms and conditions. Dt: 31.03.2014.

15.

Office copy of Legal Notice & Ack. Dt: 11.07.2014.

16.

A photo copy of Statement of Account No. 62338960830. Dt: 31.03.2014 to 05.11.2014.

17.

Served copy of Complainant in C.C.No.42/2014.

18.

Office copy of written version in C.C.No.42/2014.

19.

Joining Report. Dt: 18.05.2015.

                                                                           

                                                       Sd/-                                                                                                                                              President

// TRUE COPY //

// BY ORDER //

 

 

Head Clerk/Sheristadar,

Dist. Consumer Forum-II, Tirupati.

 

Copies to:-1. The complainant.

                  2. The opposite parties.                              

Consumer Court Lawyer

Best Law Firm for all your Consumer Court related cases.

Bhanu Pratap

Featured Recomended
Highly recommended!
5.0 (615)

Bhanu Pratap

Featured Recomended
Highly recommended!

Experties

Consumer Court | Cheque Bounce | Civil Cases | Criminal Cases | Matrimonial Disputes

Phone Number

7982270319

Dedicated team of best lawyers for all your legal queries. Our lawyers can help you for you Consumer Court related cases at very affordable fee.