C.C. No.240/2022

Sisir Kumar Sahoo,

S/o. Late Jadumani Sahoo

Vill./P.O.- Manijanga,

P.S.- Tirtol,

Dist.- Jagatsinghpur. ……… Complainant

1. Branch Manager, Tata Motors Ltd.

Bhaskar Complex, IFFCO Chhak,

P.S.- Paradeep,

Dist.- Jagatsinghpur.

2. Regional Manager, Tata Motors Ltd.

Plot No.191, 204, 205, 3^rd Floor,

Lewis Road, Badagada Road,

Opp. Gouri Temple, Bhubaneswar,

Dist.- Khurda. …..… Opposite parties

For Complainant………..Mr. D.N. Acharya & Associates

For Opposite Parties……….Mr. P.K. Rout & Associates

ORDER BY HON’BLE PRESIDENT- MR. P.K. PADHI:

                                                                                                JUDGMENT

            Complainant has filed the consumer complaint U/s.35 of Consumer Protection Act, 2019 seeking not to repossess TATA LPT 3718 Truck bearing Regd. No.OD-05-AP-5605 without permission of this Commission and restructure the loan and pay compensation of Rs.50,000/-.

            Complainant took loan of Rs.32,48,960/- on 19.01.2019 to repay in 50 monthly EMI @ Rs.92,088/-commencing from 02.4.2019 to 02.5.2023. Complainant failed to pay and violated the agreement for which on apprehension of repossession complainant has filed the consumer complaint seeking aforesaid relief. We find no merit in the consumer complaint and any deficiency on the part of opposite parties. Besides that complainant is a defaulter of loan as per agreement and relationship between complainant and opposite parties is that of debtor and creditor. We find no merit in the consumer complaint, accordingly the consumer complaint is dismissed. No cost.

            Pronounced in the open Commission on this 25^th January,2024.