C.C. No.292/2022

Tapas Kumar Bal,

S/o.Late Banambar Bal,

At- Ario,

P.O.- Jaguleipada,

P.S.- Derabis,

Dist.- Kendrapada.……… Complainant​

1. Branch Manager,

DCB Bank, Puri- Cuttack Rd,

Near Falcon House, Laxmisagar,

Bhubaneswar- 751006.

2. Managing Director, DCB Bank,

Regd. Office at 6^th Floor, Tower-A,

Peninsula Business Park,

Senapati Bapat Marg,

Lower Parel, Mumbai- 400013,

3. Branch Manager, DCB Bank Ltd.

Anand Varsha, Ice Factory Road,

College Square,

Cuttack- 753003.…..… Opposite parties

For Complainant………..Mr. N.C. Dash & Associates

For Opposite Parties……….Mr. P.K. Ray & Associates

ORDER BY HON’BLE MEMBER- MRS. M. SWAIN:

                                                                                                JUDGMENT

            Complainant has filed the consumer complaint U/s.35 of Consumer Protection Act, 2019 seeking not to repossess TATA SIGNA 3718 BSIV bearing Regd. No.OD-29-F-3035 and to supply loan agreement and other documents etc. and pay compensation of Rs.4,90,000/-.

            Complainant took loan of Rs.33,26,710/- on 29.9.2018 to repay in 6d3 monthly EMI @ Rs.74,594/- commencing from 04.12.2018 to 04.02.2024. Complainant failed to pay and violated the agreement for which on apprehension of repossession complainant has filed the consumer complaint seeking aforesaid relief. There is not a single scrap of paper from complainant asking opposite parties to supply the aforesaid documents for which we find no merit in the consumer complaint and any deficiency on the part of opposite parties. Besides that complainant is a defaulter of loan as per agreement.

            The period of agreement/contract is already over. We find no deficiency on the part of opposite parties, hence the consumer complaint is dismissed. No cost.  

            Pronounced in the open Commission on this 27^th Sept.,2024.