C.C. No.65/2024

Nagendra Kumar Mohapatra,

S/o. Kalandi Charan Mohapatra,

At- Paramanandapur,

P.O.- Pankapal,

P.S.- Kujanga,

Dist.- Jagatsinghpur.                                                 …………. Complainant

                            (Versus)

1. Branch Manager, 

Indusind Bank, Paradeep Branch,

Plot No.487, IFFCO Chhak,

Bijayachandrapur, Atharbanki,

P.S.- Paradeep,

Dist.- Jagatsinghpur.

2. Indusind Bank, Corporate Office

No.701, Solitaire Corporate Park,

167, Guru Hargoivndji Marg,

Andheri (East), Mumbai- 400093. …..… Opposite parties

For Complainant………..Mr. R. Mohanty & Associates

For Opposite Parties………..Mr. U.C. Sethi & Associates

ORDER BY HON’BLE PRESIDENT- MR. P.K. PADHI:

                                                                                                           JUDGMENT

            Complainant has filed the consumer complaint U/s.35 of Consumer Protection Act, 2019 seeking a direction repay excess amount paid by complainant and pay cost of Rs.1,30,000/-. 

            Brief fact of the case of complainant is that during Covid-19 one loan was sanctioned to repay the 1^st loan and he has not taken payment but during course of hearing both parties came for settlement and it is agreed by both parties that the opposite parties shall deduct 2/3^rd of overdue charges/interest (ODI) and settle the loan. The opposite parties shall calculate and intimate the complainant regarding the amount within a period of 30 days from the date of receipt of the order and the complainant shall pay the amount within 15 days after receipt of the notice/calculation. In the meantime opposite parties are directed not to repossess and not to take any coercive action against the vehicle bearing Regd. No.OD-21-J-0651. Accordingly the consumer complaint is disposed of. No cost.  

            Pronounced in the open Commission on this 21^st August,2024.