C.C. No.378/2022
Santanu Kumar Jena,
S/o. Jogendranath Jena,
Vill.- Dharadharpur,
P.O./P.S.- Raghunathpur,
Dist.- Jagatsinghpur.……… Complainant
- Branch Manager, HDFC Bank,
Shanti Niketan Bldg, Mallick Bag,
Jholasahi, Cuttack- 753001.
- Branch Manager, HDFC Bank,
HDFC Bank Ltd., Durga Bazar,
Behind Trishul Automobiles,
Jagatsinghpur- 754103.
- Regional Manager, HDFC Bank,
-
Bhubaneswar- 751007.
- Authorized Dealer, Bharatbenz,
PPS Motor Pvt. Ltd., Jajpur,
-
Near Relian, Jajpur- 751007.
- General Manager, Iffco Tokio, GIC Ltd.
Corporate office, 1st Floor, Iffco Tower,
Plot No.3, Sector-29, Gurgaon,
Haryana- 122001.…..… Opposite parties
For Complainant………..Mr. D.G. Mohapatra & Associates
For O.P. No.1 to 3……….Mr. R.K. Rout, Advocate
For O.P. No.5……….Mr. S.K. Das, Advocate
Date of Hearing: 30.11.2023 Date of Judgment: 15.12.2023 |
ORDER BY HON’BLE PRESIDENT- MR. P.K. PADHI:
JUDGMENT
Complainant has filed the consumer complaint U/s.35 of Consumer Protection Act, 2019 seeking not to repossess Truck bearing Regd. No.OD-21-J-2598 and collect the outstanding arrears towards 03 pending EMI on 20 installments along with present current monthly EMI and pay compensation of Rs.3,70,000/-.
Complainant took loan on 20.12.2018 to repay in 92 monthly EMI @ Rs.54,841/- commencing from 20.02.2019 to 20.9.2026. Complainant failed to pay and violated the agreement for which on apprehension of repossession complainant has filed the consumer complaint seeking aforesaid relief.
However taking a lenient view we dispose of the consumer complaint directing the complainant to pay his regular EMI and in addition to that pay Rs.20,000/- (twenty thousand) in each month towards pending EMI. For failure to pay regular EMI and additional amount, the opposite parties are free to take action as per agreement/rule/law. With the aforesaid observation and direction the consumer complaint is disposed of. No cost.
Pronounced in the open Commission on this 15th Dec.,2023.
