Orissa

Jagatsinghapur

CC/123/2020

Pradeep Sethy - Complainant(s)

Versus

B.M, HDFC Bank Ltd. - Opp.Party(s)

Mr.N.C.Dash& Assoc

25 Aug 2023

ORDER

DISTRICT CONSUMER DISPUTES REDRESSAL COMMISSION JAGATSINGHPUR
JAGATSINGHPUR
 
Complaint Case No. CC/123/2020
( Date of Filing : 06 Oct 2020 )
 
1. Pradeep Sethy
At-Harispur Po-Tarapur Ps-Raghunathpur
Jagatsinghpur
...........Complainant(s)
Versus
1. B.M, HDFC Bank Ltd.
At-Durgabazar Po/ps-Jagatsinghpur
Jagatsinghpur
2. Managing Director, HDFC Bank LTD
regd. office at HDFC Bank House, senapati Bapat Marg Lower parel(west) Mumbai-400013
3. Branch Manager ,HDFC Bank LtdLtd
At-A/62/1, unit-8 nayapalli Bhubaneswar-751012
4. Branch Manager ,HDFC Bank LtdLtd
Jholasahi(Nandisahi) Cuttack, Odisha
............Opp.Party(s)
 
BEFORE: 
 HON'BLE MR. PRAVAT KUMAR PADHI PRESIDENT
 HON'BLE MRS. MADHUSMITA SWAIN MEMBER
 
PRESENT:
 
Dated : 25 Aug 2023
Final Order / Judgement

ORDER BY HON’BLE PRESIDENT- MR. P.K. PADHI:

                                                                                                          JUDGMENT

            Agreement period already over in October, 2021 loan recall notice was issued on 12.3.2020. Arbitration proceeding vide Arbitration No.32/2020 was initiated before Learned Arbitrator Mr. Bibhuti Bhusan Mishra’s Tribunal and final award already passed. Complainant was default of 23 EMIs accumulating over Rs.3,80,994/- as per statement vide Annexure-A, which is not disputed by complainant. Loan agreement copy required by complainant already attached with written version. There is also no deficiency of service on the part of opposite parties for which this Commission cannot interfere in the matter. As such consumer complaint is devoid of any merit and accordingly the consumer complaint is dismissed. No cost.

Pronounced in the open Commission on this 25th August,2023.

 

 
 
[HON'BLE MR. PRAVAT KUMAR PADHI]
PRESIDENT
 
 
[HON'BLE MRS. MADHUSMITA SWAIN]
MEMBER
 

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