Orissa

Jagatsinghapur

CC/62/2023

Kabita Nayak - Complainant(s)

Versus

Axis Bank Ltd - Opp.Party(s)

Mr.C.R.Pradhan

26 Sep 2024

ORDER

DISTRICT CONSUMER DISPUTES REDRESSAL COMMISSION JAGATSINGHPUR
JAGATSINGHPUR
 
Complaint Case No. CC/62/2023
( Date of Filing : 27 Feb 2023 )
 
1. Kabita Nayak
At- Mankadakhia, P.O.- Marichipur, P.S.- Bandar Marine, Dist.- Jagatsinghpur
...........Complainant(s)
Versus
1. Axis Bank Ltd
Wadia International Centre, Pandurang Budhkar Marg, Worli, Mumbai- 400025
2. Branch Manager, Axis Bank Ltd
Jagatsinghpur Branch, At/P.O./P.S./Dist.- Jagatsinghpur
............Opp.Party(s)
 
BEFORE: 
 HON'BLE MR. PRAVAT KUMAR PADHI PRESIDENT
 HON'BLE MRS. MADHUSMITA SWAIN MEMBER
 
PRESENT:Mr.C.R.Pradhan, Advocate for the Complainant 1
 Mr. P.K. Rout & Associates, Advocate for the Opp. Party 1
Dated : 26 Sep 2024
Final Order / Judgement

                                                                                         C.C. No.62/2023

 

Kabita Nayak,

W/o. Bijayananda Nayak,

At- Mankadakhia,

P.O.- Marichipur,

P.S.- Bandar Marine,

Dist.- Jagatsinghpur.……… Complainant

  1. Axis Bank Ltd.,

Having its Corporate Office,

Axis Bank Ltd., axis House, C-2,

Wadia International Centre,

Pandurang Budhkar Marg,

Worli, Mumbai- 400025,

Represented through its

Chairman-cum-Managing Director/CEO.

  1. Branch Manager, Axis Bank Ltd.

Jagatsinghpur Branch,

At/P.O./P.S./Dist.- Jagatsinghpur. …..… Opposite parties

 

For Complainant………..Mr. C. R. Pradhan & Associates

For Opposite Parties………..Mr. P.K. Rout & Associates

 

Date of Hearing: 11.9.2024                      Date of Judgment: 26.9.2024

ORDER BY HON’BLE MEMBER- MRS. M. SWAIN:

                                                                                               JUDGMENT

            Agreement/contract period of loan has already expired on 20.7.2024.

            Relationship between complainant and opposite parties is that of Debtor and creditor and there is no deficiency in service or unfair trade practice on the part of opposite parties and there is no such pleading in the consumer complaint. Thus the consumer complaint is devoid of any merit and accordingly the consumer complaint is dismissed. No cost.

            Pronounced in the open Commission on this 26th Sept.,2024.

 
 
[HON'BLE MR. PRAVAT KUMAR PADHI]
PRESIDENT
 
 
[HON'BLE MRS. MADHUSMITA SWAIN]
MEMBER
 

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