C.C. No.353/2022

Smt. Tanuprava Dalai,

W/o. Bibhu Ranjan Dalai,

At- Duadia,

P.O./P.S.- Kujanga,

Dist.- Jagatsinghpur.……… Complainant​

1. Authorized Officer,

Cholamandalam Investment & Finance Co. Ltd.

At- Bijayachandrapur (Near IFFCO Chack),

P.O./P.S.- Paradeep,

Dist.- Jagatsinghpur- 754142.

2. Branch Manager,

Cholamandalam Investment & Finance Co. Ltd.

At- Plot No.559, Annapurna Complex,

Bhubaneswar- 751014.

3. Managing Director,

Cholamandalam Investment & Finance Co. Ltd.

Corporate office at ‘Dare House’, 1^st Floor,

No.2, N.S.C. Bose Road,

Chennai- 600001.

4. R.T.O.-1, Bhubaneswar,

At- Acharya Vihar- Jayadev Vihar Rd,

Bhoinagar Basti, Utkal University,

Vani Vihar, Bhubaneswar- 751022. …..… Opposite parties

For Complainant………..Mr. P.K. Mohanty & Associates

For O.P. No.1 to 3……….Mr. M.C. Swain, Advocate

ORDER BY HON’BLE MEMBER- MRS. M. SWAIN:

                                                                                               JUDGMENT

            Complainant has filed the consumer complaint U/s.35 of Consumer Protection Act, 2019 seeking not to return vehicle AL 3718 IL bearing Regd. No.OD-02-AR-2433 and to supply loan agreement and other documents etc. and pay compensation of Rs.4,90,000/-.

            Complainant took loan of Rs.28,63,162/-  on 09.8.2017 to repay in 92 monthly EMI commencing from 10.9.2017 to 10.4.2025. Complainant failed to pay and violated the agreement for which vehicle was repossessed. Complainant has filed the consumer complaint seeking aforesaid relief. There is not a single scrap of paper from complainant asking opposite parties to supply the aforesaid documents for which we find no merit in the consumer complaint and any deficiency on the part of opposite parties. Besides that complainant is a defaulter of loan as per agreement.

            The vehicle is already sold after repossession as such the consumer complaint has become infractous. However liberty given to complainant to raise her grievance in appropriate Forum. With the aforesaid observation and direction the consumer complaint is disposed of. No cost.  

            Pronounced in the open Commission on this 27^th Sept.,2024.