NCDRC

NCDRC

RP/3973/2011

S.R. SUNDARAM - Complainant(s)

Versus

ASSISTANT GENERAL MANAGER, STATE BANK OF INDIA & ORS. - Opp.Party(s)

M/S. LEGAL LEGION

10 Jul 2012

ORDER

NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION
NEW DELHI
 
REVISION PETITION NO. 3973 OF 2011
 
(Against the Order dated 29/07/2011 in Appeal No. 26/2009 of the State Commission Tamil Nadu)
1. S.R. SUNDARAM
A-59 Jayaram Street, Vetri Nagar,
Chennai - 600082
Tamil Nadu
...........Petitioner(s)
Versus 
1. ASSISTANT GENERAL MANAGER, STATE BANK OF INDIA & ORS.
State Bank Of India, Head Office, 86, Rajaji Salai,
Chennai
Tamil Nadu
2. The Manager, State Bank Of India
Jawhar Nagar Branch,Karthikeyan Salai, Pariyar Nagar
Chennai - 600 082
Tamil Nadu
3. The Manager, State Bank Of India,
Personal Banking Division, Madurai Branch
Madurai - 625 001
...........Respondent(s)

BEFORE: 
 HON'BLE MR. JUSTICE K.S. CHAUDHARI, PRESIDING MEMBER
 HON'BLE MR. SURESH CHANDRA, MEMBER

For the Petitioner :
Mr. Sabarish Subramaniam, Advocate
For the Respondent :NEMO

Dated : 10 Jul 2012
ORDER

MR. JUSTICE K.S. CHAUDHARI, PRESIDING MEMBER This revision petition has been filed against the order dated 29.07.2011 passed by the Tamil Nadu State Consumer Disputes Redressal Commission, Chennai (in short, he State Commission in Appeal No. 26/2009 by which appeal was accepted and order of the District Forum was set aside and complaint of the petitioner was dismissed. 2. Brief facts of the case are that the petitioner filed complaint before the District Forum and alleged that from his bank account maintained by Respondent No.3, he withdrew a sum of Rs.15,000/- on 30.6.2007 through ATM and withdrew Rs.30,000/- by cheque. He was not permitted to withdraw more than Rs.15,000/- per day through ATM under the rules but the Respondent No. 3 debited Rs.15,000/- twice on 30.6.2007 thereby committed negligence as well as deficiency in service and on account of this deficiency the petitioner claimed Rs.3,00,000/- as compensation. The District Forum after hearing both the parties allowed the complaint and directed respondents to pay Rs.1,00,000/- as compensation along with cost of Rs.5,000/-. 3. Heard the learned Counsel for the petitioner at admission stage and perused record. 4. It is an admitted fact that the petitioner withdrew only Rs.15,000/- on 30.6.2007 through ATM and he did not withdraw another Rs.15,000/- on the same day through ATM but ATM machine recorded double entry of Rs.15,000/- as withdrawn in petitioner account on the same day. It is also an admitted fact that petitioner sent a letter on 6.7.2007 by speed post to Respondent No.3 to rectify the mistake and this mistake was rectified on 10.7.2007 i.e. within 4 days. It is also an admitted position that this mistake was not committed by staff member of the Respondent No.3 but it appears that due to some technical defects ATM machine recorded double entry of withdrawal. In such circumstances, no deficiency can be attributed on the part of the Respondent No.3 and learned State Commission has not committed error in accepting appeal and dismissing complaint. 5. Learned Counsel for the petitioner also argued that the petitioner could not use his fund of Rs.15,000/- on account of wrong entry and he was compelled to borrow money by pledging the jewels. No doubt, this fact has been mentioned in the order of the District Forum but no such averment has been made in the complaint by the petitioner and in such circumstances it cannot be presumed that the petitioner had to borrow money by pledging the jewels and the petitioner is not entitled to any compensation at all. 6. Looking to the fact and circumstances, it is not a fit case for admission and the revision petition is liable to be dismissed in limine at this stage. The revision petition is accordingly dismissed with no order as to costs.

 
......................J
K.S. CHAUDHARI
PRESIDING MEMBER
......................
SURESH CHANDRA
MEMBER

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