West Bengal

StateCommission

FA/1256/2013

Shri Chanchal Kumar Ghosh - Complainant(s)

Versus

Allahabad Bank - Opp.Party(s)

Mr. A. Mukherjee Mr. K. P. Pal

28 Nov 2019

ORDER

STATE CONSUMER DISPUTES REDRESSAL COMMISSION
WEST BENGAL
11A, Mirza Ghalib Street, Kolkata - 700087
 
First Appeal No. FA/1256/2013
( Date of Filing : 22 Nov 2013 )
(Arisen out of Order Dated 26/09/2013 in Case No. CC/203/2008 of District Kolkata-I(North))
 
1. Shri Chanchal Kumar Ghosh
S/o Late Satyendra Nath Ghosh, 23 (old no.7), Nalta School Road, Kolkata - 700 028.
2. Smt. Dipa Ghosh
W/o Shri Chanchal Kumar Ghosh, 23 (old no.7), Nalta School Road, Kolkata - 700 028.
...........Appellant(s)
Versus
1. Allahabad Bank
Service through the Chairman, 2, N.S. Road, Kolkata - 700 001.
2. Allahabad Bank, Jawaharlal Nehru Branch
Service through the Sr. Manager, 7, J.L. Nehru Road, Kolkata - 700 013.
3. The Senior Manager, Allahabad Bank
Jawaharlal Nehru Road Br., 7, J.L. Nehru Road, Kolkata - 700 013.
...........Respondent(s)
 
BEFORE: 
 HON'BLE MR. SHYAMAL GUPTA PRESIDING MEMBER
 HON'BLE MR. UTPAL KUMAR BHATTACHARYA MEMBER
 
For the Appellant:Mr. A. Mukherjee Mr. K. P. Pal, Advocate
For the Respondent: Mr. Bimal Chandra Saha, Advocate
 Mr. Bimal Chandra Saha, Advocate
 Mr. Bimal Chandra Saha, Advocate
Dated : 28 Nov 2019
Final Order / Judgement

Sri Shyamal Gupta, Member

This Appeal is preferred against the Order dated 26-09-2013, passed by the Ld. District Forum, Kolkata-I (North) in CC/203/2008.

The dispute relates to a loan sanctioned by the Respondents in favour of the Appellants.

We heard both sides in the matter and gone through the documents on record.

The complaint case was dismissed on the ground that dispute between the parties has already been adjudicated by the Debts Recovery Tribunal.  Appellants too have disclosed that multiple proceedings, viz., SA No. 381/2009, Appeal No. 124 of 2012/4, S.A. No. 14/2017, W.P. No. 23652 (W) of 2016, O.A. No. 358/2017 have already been proceeded with in connection with the loan account in question.

It is though argued by the Appellants that the facts and circumstances of the said proceedings vis-à-vis present one is totally different, insofar as all these are in some way or the other connected with the same loan account, on due consideration of the relief sought for in the complaint case under consideration, it appears to us that the same are part and parcel of the broader issue involved pertaining to the loan account in question and could be raised before the Debts Recovery Tribunal for consideration of the same.

The position of law is clear that once proceedings under the SARFAESI Act, 2002 is initiated, the Consumer Fora can no longer adjudicate such dispute.  The decision of Hon’ble Supreme Court in Mardia Chemicals Ltd & Others v. Union of India and others, (2004) 4 SCC 311, Transcore v. Union of India & another, (2008) 1 SCC 125, United Bank of India v. Satyawati Tondon and Others, (2010) 8 SCC 110 are worth mentioning here.

In this case, it appears that the Respondents issued notice under the 2002 Act before initiation of the complaint case and therefore, seemingly, the complaint case was rightly dismissed by the Ld. District Forum.

Accordingly, we are constrained to dismiss this Appeal.  No costs.

 
 
[HON'BLE MR. SHYAMAL GUPTA]
PRESIDING MEMBER
 
 
[HON'BLE MR. UTPAL KUMAR BHATTACHARYA]
MEMBER
 

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