BEFORE A.P STATE CONSUMER DISPUTES REDRESSAL COMMISSION AT HYDERABAD

F.A.No.938 OF 2012 AGAINST C.C.NO.96 OF 2006 DISTRICT FORUM-I KAKINADA

Between:

1.    

 rep. by its CEO/Secretary Smt M.Renuka

2.    

Chodavaram Primary Agricultural Co-operative Society Ltd.,

3.           

All are R/o 2175, 

East Godavari District AP

1. Yadla Satyavathi,

Late Atcharao, 43 years,

Housewife,

2. Yadla China Appayamma,

W/o. late Tata @ Narayudu, 80 years,

Housewife,

3. Yadla [Jammi] Samyuktha,

Wo. Suryaprakasarao,

26 years, Kapavaram,

Ramachandrapuram[M]

4. Yadla Srikantha,

S/o. late Atcharao, 23 years,

5. Yadla Muralinarayana,

S/o. late Atcharao, 21 years,

Student,

(Respodnents no.1, 2 4 are R/o A.Agraharam,

Ramachandrapuram(M) E.Godavari Dist)

                                                               6. The Manager,

District Co-operative Central Bank,

Nagamallithota Junction.,

Kakinada E.G.Dist.

7. 

District Co-operative Central Bank,

Ramachandrapuram Branch

Ramachandrapuram [M] E.G.Dist.

8. 

United India Insurance Company Ltd.,

H.No. 6-10-3, Innispeta,

Rajahmundry E.G.Dist.

9. Chatrati Siva Balayogi S/o.Pattayya,

43 years, Chodavaram PACS,

A.Agraharam, Ramachandrapuram[M]Respondents /opposite parties no.3 to 6

       Counsel for the Appellant                     

Counsel for the Respondent                  

QUORUM:  

                       SRI THOTA ASHOK KUMAR, HON’BLE MEMBER

Oral Order (As per Sri R.Lakshminarasimha Rao, Hon’ble Member)

***

1.            `50,000/-towards the sum assured under insurance policy and interest @ 9% on the amount as also costs. The parties are referred to as they are arrayed in the complaint.

2.    th

3.    thth

4.    ndthndth

5.    stnd

6.    th

7.    thththth

8.     

9.    th

10.   st `4/- towards his contribution to premium while the society would pay the balance amount of premium, i.e.,3/-. Cutoff date for the new group personal accident scheme is 30.04.2005 by which time he repaid the loan on 29.04.2005.

11.   th

12.   

i)            Whether the complainants are entitled to the claim?

ii)          Whether the opposite parties rendered deficient service in not settling the claim of the complainants?

iii)         To what relief?

13.    nd ststndth

14.   ndstththth

15.   `4/- towards their contribution towards part of the insurance premium and the balance premium of`3/- is paid by the society.

16.   th 

17.   

18.   

19.   DELHI ELECTRIC SUPPLY UNDERTAKINGBASANTI DEVI & ANR” reported inIII (1999) CPJ 15 (SC), the 5^th since the deceased had satisfied parameter for the member of society to claim insurance coverage. Being a member of the opposite party no.1 to 4 coupled with availing of loan does entitle the deceased to automatic insurance coverage by the 5^thth

20.   thth

21.           `50,000/- with interest @9% p.a. from the date of complaint till payment together with costs of`3,000/- to the complainants. The complaint against the opposite parties no.1 to 4 and the opposite parties no.6 and 7 is dismissed. No costs.

                                                                                                                                                                                                                                     కె.ఎం.కె*