BEFORE THE
F.A.No.19
Between
Smt P.Srivani W/o late Venkateswarlu
C/o PJS Sarma aged about 36 years
Housewife, R/o H.No.18-3-26,
1st Vijayawada
presently R/o P.Srivani W/o late Venkateswarlu
C/o PJS Sarma R/o Sri Srinivasa Bhavan Sree
Kothapeta, Opp: Axis Bank, Tenali, Guntur Dist.
1. M/s ICICI Prudential Life Insurance Co.Ltd.,
(Central Claim Department) 1st Chakravarthi Ashok Road,
Kundivalli (East) Mumba-101
Maharashtra State, rep. by its
General Manager
2. M/s ICICI Prudential Life Insurance Co.Ltd.,
D.No.40-1-52/5, 1st M.S.Road, Vijayawada-10, rep. by its
Branch Manager/In-charge
Counsel for the Appellants
Counsel for the Respondents
QUORUM: SRI R.LAKSHMINARSIMHA RAO, HON’BLE MEMBER
TWO THOUSAND THIRTEEN
1. The complainant being dissatisfied by the order passed by the District Forum granting refund of the premium paid by her deceased husband, has filed the appeal contending that the District Forum has not considered her claim in correct perspective and that it had failed to consider different stand adopted by the respondents in repudiating the claim.
2. `52,164/-.The appellant’s husband was admitted in Latha Super Specialities Hospital on 18.04.2010 `52,604/- as a good will gesture.
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1) Whether the appellant’s husband suppressed any material fact at the time of submitting the proposal?
2) To what relief?
7. : 8.
I am P.Venkateswarlu with EMP ID 428 suffering from CKD (Chronic Kidney Disease) since one year.
9.
“I/we further declare that I/We have answered the questions in the Home Loan proposal form of ICICI Prudential Life Insurance Company Limited (hereinafter referred to as the Company) I/We further declare that the answerers given by me/us to all the questions in the proposal form and the information given to the Medical Examiner of the company as to the state of health and habits of the life to be assured/joint life to be assured are true and complete in every respect and that I/We have not withheld any material information suppressed any material fact.
10. On hearing the both parties we, the Forum satisfied with the submissions of the
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కె.ఎం.కె*
