Telangana

StateCommission

CC/98/2011

Mr. Nakkawar Laxman, S/o. Balaiah, Aged about 46 Years, Occ: Tent House Business, Indian, - Complainant(s)

Versus

1. M/s. ICICI Lombard General Insurance Company Ltd., Retail Claims Division, 4th Floor, Inter face1 - Opp.Party(s)

M/s.K. Visweswara Rao

27 Feb 2013

ORDER

 
Complaint Case No. CC/98/2011
 
1. Mr. Nakkawar Laxman, S/o. Balaiah, Aged about 46 Years, Occ: Tent House Business, Indian,
R/o. Amebica Tent House, Armoor Road, Opp:Hibidi Karkana, Nizamabad- 503224. A.P.
...........Complainant(s)
Versus
1. 1. M/s. ICICI Lombard General Insurance Company Ltd., Retail Claims Division, 4th Floor, Inter face11, Mald Road,
Mald (West) Mumbai-400064. Maharastra, Rep by its Chairman & Managing Director.
2. 2. M/s. ICICI Lombard General Insurance Company Ltd.,
Main Road, Nizamabad, Rep. by its Branch Manager.
............Opp.Party(s)
 
BEFORE: 
 HONABLE MR. SRI R. LAXMI NARASIMHA RAO PRESIDING MEMBER
 HONABLE MR. T.Ashok Kumar MEMBER
 
PRESENT:
 
ORDER
  1. P. STATE CONSUMER DISPUTES REDRESSAL COMMISSION : AT HYDERABAD

 

C. C.No.98 OF 2011

Between :

Mr.Aged about 46 years,

Indian, R/o

ArmoorNizamabad

Andhra Pradesh                                           

               

 

1.  M/s. ICICI Lombard General Insurance Company Ltd

Retail Claims Division,

4th

Mald

Maharashtra ,Rep. by its Chairman & Managing Director

 

2.  M/s. ICICI Lombard General Insurance Company Ltd

Main Road,

 

       

 

Counsel for the ComplainantCounsel for the Opposite parties  

QUORUM:        

                                               SRI THOTA ASHOK KUMAR, HON’BLE MEMBER

 

           

                       

 

                                                                           

 

1.            `25 lakhs `1,00,000/-  towards mental agony and costs of`20,000/-.  2.               `25 lakhs   `4,129/-  complainant is appointed as nominee.    `25 lakhs as per the terms and conditions of the policy, the opposite parties postponed the payment of the same on one pretext or the other.  

3.              th 

4.             

5.       6.            1.           Whether the complainant is the nominee of the deceased,

2.          Whether the death of the deceased is

3.           Whether the complainant is entitled for the reliefs as prayed for?

 

7.            :     `25 lakhs   `4,129/-      

8.                     

9.              

10.            

In order to hold the existence of criminal rashness or criminal negligence it shall have to be found out that the rashness was of such a degree as to amount to taking a hazard knowing that the hazard was of such a degree that injury was most likely imminent. The element of criminality is introduced by the accused having run the risk of doing such an act with recklessness and indifference to the consequences. Lord 

Therefore-quoted statement of law in Andrews has been noted with approval by this Court inSyad

In our opinion, the factor of grossness or degree does assume significance while drawing distinction in negligence actionable in tort and negligence punishable as a crime. To be latter, the negligence has to be gross or of a very high degree.

 

11.           

12.                 

13.           

14.             

15.            

 

                                                                        

                                                                                                                                      కెఎంకె*

 

APPENDIX OF EVIDENCE

                               

 

For complainants                                                

NIL                                                                          EXHIBITS MARKED

For complainants

Ex. A1      

Ex. A2      

Ex. A3      

Ex. A4      

Ex. A5      

Ex. A6                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                

Ex. A7      

Ex. A8      

Ex.A9       Ex.A10      

Ex.A11      

Ex.A12      

Ex.A13      

Ex.A14      

Ex.A15      

Ex.A16      

Ex.A17      

Ex.A18      

Ex.A19      

Ex.A20      

Ex.A21      

Ex.A23      

Ex.A24      

Ex.A25      

 

For opposite parties

 

Ex.B1       

Ex.B2       

Ex.B3       

Ex.B4       

Ex.B5       

Ex.B6       Ex.B7       

Ex.B8       Ex.B9       Ex.B10      Ex.B11      Ex.B12      Ex.B13      Ex.B14      

Ex.B15      Ex.B16      Ex.B17      

Ex.B18      

Ex.B19      

Ex.B20      

Ex.B21      

Ex.B22      

Ex.B23      

Ex.B24      

Ex.B25      

Ex.B26      

                                                                                     MEMBER

 

                                                                       

 
 
[HONABLE MR. SRI R. LAXMI NARASIMHA RAO]
PRESIDING MEMBER
 
[HONABLE MR. T.Ashok Kumar]
MEMBER

Consumer Court Lawyer

Best Law Firm for all your Consumer Court related cases.

Bhanu Pratap

Featured Recomended
Highly recommended!
5.0 (615)

Bhanu Pratap

Featured Recomended
Highly recommended!

Experties

Consumer Court | Cheque Bounce | Civil Cases | Criminal Cases | Matrimonial Disputes

Phone Number

7982270319

Dedicated team of best lawyers for all your legal queries. Our lawyers can help you for you Consumer Court related cases at very affordable fee.