Andhra Pradesh

StateCommission

FA/760/2012

Shriram General Insurance Co. Ltd., Rep. By its Authorized Signatory, head Office, E-8, EPIP RIICO, Sitapura, jaipur, Rajasthan-302022. - Complainant(s)

Versus

1. Gundemoni Narsimha S/o. Mallaiah, Age 65 Years, Occ:Farmer, R/o. Toopranpet Village, Choutupal Ma - Opp.Party(s)

M/s.K. Maheswara Rao

29 Jul 2013

ORDER

 
FA No: 760 Of 2012
(Arisen out of Order Dated 29/08/2012 in Case No. Complaint Case No. CC/37/2012 of District Nalgonda)
 
1. Shriram General Insurance Co. Ltd., Rep. By its Authorized Signatory, head Office, E-8, EPIP RIICO, Sitapura, jaipur, Rajasthan-302022.
...........Appellant(s)
Versus
1. 1. Gundemoni Narsimha S/o. Mallaiah, Age 65 Years, Occ:Farmer, R/o. Toopranpet Village, Choutupal Mandal, Nalgonda Dist.
2. 2. SKI Retail Capital Limited, Shop No. 46/A, 1st Floor, New Prakasam Bazar,
Nalgonda Town, Nalgonda Dist. Rep. by its Product Manager.
...........Respondent(s)
 
BEFORE: 
 HONABLE MR. SRI R. LAXMI NARASIMHA RAO PRESIDING MEMBER
 HONABLE MR. T.Ashok Kumar MEMBER
 
PRESENT:
 
ORDER

BEFORE

F.A.No.760  

Between:

Shriram Head Office, E-8, EPIP RIICO,                                                              

A   

1.  Gundemoni R/o2.  SKI Retail Capital Limited
Shop No.46/A, 1st

Respondent/opposite partyno.1

 

Counsel for the Appellant             Counsel for the Respondent           

QUORUM:  

                           

 

               

  

 

Oral Order (As per Sri***

 

1.              `3 lakh. The 1st stst

2.            

3.            st 4.             st

5.            st

6.            

7.             st st

1. Notice shall be given in writing to the Company immediately upon the occurrence of any accident of loss or damage and in the event of any claim and thereafter the insured shall give all such information and assistance as the Company shall require. Every letter claim writ summons and/or process shall be forwarded to the Company immediately on receipt by the Insured. Notice shall also be given in writing to the Company immediately the insured shall have knowledge of any impending prosecution Inquest Fatal Injury in respect of any occurrence which may give rise to a claim under this policy. In case of theft or other criminal act which may be subject of claim under this policy the insured shall give immediate notice to the Police and co-operate with the Company in securing conviction of the offender”.

 

8.            New India Assurance Company Ltd In  ;

In the case of theft where no bodily injury has been caused to the insured, it is incumbent upon the respondent to inform the Police about the theft immediately, say within 24 hours, otherwise, valuable time would be lost in tracing the vehicle. Similarly, the insurer should also be informed within a day or two so that the insurer can verify as to whether any theft had taken place and also to take immediate steps to get the vehicle traced. The insurer can coordinate and cooperate with the Police to trace the car. Delay in reporting to the insurer about the theft of the car for 9 days, would be a violation of condition of the Policy as it deprives

 

9.            .

10.           st`3,50,000/- and not`35,000/- which was mentioned under mistake in the complaint filed before the Police. The learned counsel has relied upon the decision of the Hon’ble National Commission in “Oriental Insurance Company Ltd(2009) CPJ 183 .

11.           12.           

13.           

         

                                                                                                                                                      MEMBER

                                                                                                                                                                              

కె.ఎం.కె*

 

 

 

 
 
[HONABLE MR. SRI R. LAXMI NARASIMHA RAO]
PRESIDING MEMBER
 
[HONABLE MR. T.Ashok Kumar]
MEMBER

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