Orissa

Khordha

CC/311/2019

Basanti Rout. - Complainant(s)

Versus

(1) The Regional Manager, HDB Financial Services. - Opp.Party(s)

Sri B.C.Ghadei and Associates.

29 Oct 2019

ORDER

DISTRICT CDR FORUM, KHURDA
KHANDAGIRI, BHUBANESWAR, 751030
 
Complaint Case No. CC/311/2019
( Date of Filing : 28 Oct 2019 )
 
1. Basanti Rout.
W/O- Kuturi Rout, R/O- Gandhipali, PO- Nayabazar, Ps- Chauliaganj, Dist-Cuttack.
...........Complainant(s)
Versus
1. (1) The Regional Manager, HDB Financial Services.
At-Plot No- 358/3478, Jayadev Vihar, Bhubaneswar, Dist-Khurda.
2. (2) The Branch Manager, HDB Financial Services Ltd., Cuttack.
Unit-24, Ward No- 26, Second Floor, K.B. Complex, Station Road, Cuttack.
............Opp.Party(s)
 
BEFORE: 
 HON'BLE MR. MR.PRAKASH CHANDRA MISHRA. PRESIDENT
 HON'BLE MS. MISS. KALYANI NAYAK MEMBER
 HON'BLE MR. MR.BIBHU RANJAN SWAIN MEMBER
 
For the Complainant:Sri B.C.Ghadei and Associates. , Advocate
For the Opp. Party:
Dated : 29 Oct 2019
Final Order / Judgement

Learned counsel for the complainant is present. Heard on the question of admissibility of the complaint and perused the record.

          The fact of the case in brief is that the OPs granted loan of Rs.26,87,945/- in  favour of the complainant for purchase of  TATA LPT 3110 recoverable in 52 EMIs @ Rs.72,900/-  and after purchase, the vehicle was registered vide registration No.OD-05-AF-8887. The complainant has paid 16 installments approximately Rs.10,00,000/-.  But the OPs have demanded an illegal demand of legal charges and other charges of Rs.1,11,500/- which they are not entitled to get from the complainant.  Due to severe health problem, the complainant defaulted in depositing certain EMIs for which the OPs  threatened  the complainant to forcibly take over possession of the vehicle. This  ultimately led the complainant  to file this case U/s 12 of the C.P.Act, 1986 praying for  compensation, cost of litigation and directing the OPs  for settlement of the loan outstanding against  the complainant in respect of the vehicle in question without demanding other charges with interest @ 33%  on the overdue amount.

 

Thus, from the averments made in the complaint petition, we find that the value of the goods purchased and services availed  in respect of which,  the relief has been sought for in this case,  exceeds  Rs.20,00,000/- which is beyond the pecuniary jurisdiction of the District Forum  as prescribed  in section- 11(1)  of the C.P. Act, 1986. Therefore, in view of the recent decision of Hon’ble National Commission in case of Gurumukh  Singh Vrs: Greater Mohali Area Development Authority and Another reported in 2018 (2) CPR 111 (NC),  we are of the view that this Forum has got no  pecuniary jurisdiction to entertain the present complaint.

Hence in the interest of justice, it is hereby ordered that the complaint be returned to the complainant for being presented in the  appropriate Forum having jurisdiction to entertain the same and adjudicate  the dispute.

 

Member                  Member(W)             President

 

 

 
 
[HON'BLE MR. MR.PRAKASH CHANDRA MISHRA.]
PRESIDENT
 
 
[HON'BLE MS. MISS. KALYANI NAYAK]
MEMBER
 
 
[HON'BLE MR. MR.BIBHU RANJAN SWAIN]
MEMBER
 

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